Eric Luchanko
CFO & CSO
Replay available
Bank of the Philippine Islands (BPHLF) Q3 2025 Earnings Call
Bank of the Philippine Islands (OTC: BPHLF) Q3 2025 earnings conference call, held 2025-10-30. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Jenny Lacerna
Head of Mass Retail Products
Jindy Goh
Head of Consumer Banking
DA Tan
Analyst, JP Morgan
Louis Cruz
Head of Institutional Banking
T.G. Limcauco
President and CEO
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Bank Of The Philippine Islands.
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.158 Good afternoon, ladies and gentlemen. Welcome to our earnings call to discuss BPI's 00:00:05.158 -- 00:00:09.764 results for the third quarter and nine months of 2025. 00:00:09.764 -- 00:00:14.571 I'm Haj Narvaez, your moderator for this session. 00:00:14.571 -- 00:00:20.238 We are conducting this briefing in a hybrid manner with our BPI speakers and panelists 00:00:20.238 -- 00:00:26.069 here in our headquarters at Tower 2 of Ayala Triangle Gardens, Makati City. 00:00:26.069 -- 00:00:32.115 We also have the rest of our participants dialing in remotely. 00:00:32.279 -- 00:00:37.327 I am pleased to introduce you to our speakers and panelists this afternoon. 00:00:37.327 -- 00:00:42.372 First, T.J. Lemkauko, President and CEO. 00:00:44.959 -- 00:00:48.902 Eric Lochanco, CFO and CSO. 00:00:50.027 -- 00:00:54.571 They will be joined in the panel for the Q&A by 00:00:54.892 -- 00:00:58.674 Tere Marshal, head of BPI Wealth. 00:01:00.138 -- 00:01:03.780 Jindy Goh, head of Consumer Banking. 00:01:05.665 -- 00:01:09.667 Louis Cruz, head of Institutional Banking. 00:01:10.851 -- 00:01:15.174 Jenny Lacerna, head of Mass Retail Products. 00:01:15.777 -- 00:01:21.224 Dino Gassman, treasurer and head of Global Markets, is unable to join us today, but 00:01:21.224 -- 00:01:26.147 representing him and the group will be Jethro Sora. 00:01:27.173 -- 00:01:33.457 We are also joined by the rest of the BPI leadership team in this call. 00:01:33.700 -- 00:01:38.985 So moving on, this afternoon's agenda will begin with opening remarks from our President 00:01:38.985 -- 00:01:44.831 and CEO, T.G. Limcauco, followed by our CFO and CSO, Eric Luchanko, 00:01:44.831 -- 00:01:49.897 who will walk you through the third quarter and nine months performance highli...