T.J. Limcaoco
President and CEO
Replay available
Bank of the Philippine Islands (OTC: BPHLF) Q2 2026 earnings conference call, held 2026-07-29. Replay captured from the company's public earnings webcast.

President and CEO
CFO and CSO
Head of DTI Wealth
Head of Consumer Banking
Head of Institutional Banking
Business Banking Leader
Analyst, J.P. Morgan
Analyst, AB Capital Securities
Watch the replay and follow the connected company analysis, news, and investor updates for Bank Of The Philippine Islands.
WEBVTT 00:00:00.031 -- 00:00:04.213 Okay, good afternoon, ladies and gentlemen, and thank you for joining us today. 00:00:04.213 -- 00:00:10.135 Welcome to BPI's earnings call as we go through the results of our performance 00:00:10.135 -- 00:00:14.196 for the second quarter and first half of 2026. 00:00:14.196 -- 00:00:18.898 I'm Hajner Baez. I'll be your moderator for today's session. 00:00:18.898 -- 00:00:24.840 We are conducting this briefing in a hybrid format with our BPI speakers and panelists 00:00:24.840 -- 00:00:30.310 joining us from our headquarters at Ayala Triangle Gardens Tower 2 in Makati City. 00:00:30.310 -- 00:00:34.831 while many of our participants are also joining us remotely. 00:00:34.831 -- 00:00:39.212 I am pleased to introduce you to our speakers and panelists for this afternoon. 00:00:39.212 -- 00:00:40.892 T.J. 00:00:40.892 -- 00:00:44.533 Limcaoco, President and CEO. 00:00:48.234 -- 00:00:52.094 Eric Luchangco, CFO and CSO. 00:00:55.475 -- 00:01:00.989 They will be joined in the panel for the Q&A session by Tere Marshall, Head of DTI 00:01:00.989 -- 00:01:02.989 Wealth 00:01:05.572 -- 00:01:09.253 Jin Di Ko, Head of Consumer Banking 00:01:12.515 -- 00:01:16.416 Louis Cruz, Head of Institutional Banking 00:01:18.778 -- 00:01:23.440 Dino Gassman, Treasurer and Head of Global Markets 00:01:26.235 -- 00:01:31.976 We are also joined by the rest of the VPI leadership team in this call. 00:01:32.357 -- 00:01:36.979 This afternoon's agenda will begin with opening remarks from our President and CEO, T.J. 00:01:36.979 -- 00:01:42.861 Limcaoco, followed by our CFO and CSO, Eric Luchangco, who will walk you through 00:01:42.861 -- 00:01:48.223 the second quarter and first half performance highlights, as well as updates on our digital 00:01:48.223 -- ...