Christine Viau
Senior Vice President, Investor Relations
Replay available
Bank of Montreal (BMO) Q4 2025 Earnings Call
Bank of Montreal (TSX: BMO) Q4 2025 earnings conference call, held 2025-12-04. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Daryl White
President and Chief Executive Officer
Typhoon Tuzun
Executive Vice President and Chief Financial Officer
Piyush Agrawal
Chief Risk Officer
Paul Holden
Analyst, CIBC Capital Markets
John Aiken
Analyst, Jefferies
Ibrahim Poonawalla
Analyst, Bank of America Merrill Lynch
Aaron Levine
Head of U.S. Banking
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Bank Of Montreal.
Replay transcript excerpt
WEBVTT 00:00:01.347 -- 00:00:05.812 Good morning and welcome to the BMO Financial Group's Q4 2025 00:00:05.812 -- 00:00:10.137 Earnings Relief and Conference Call for December 4th, 2025. 00:00:10.137 -- 00:00:14.282 Your host for today is Christine Viau. Please go ahead. 00:00:14.282 -- 00:00:19.568 Thank you and good morning. We will begin the call today with remarks from Daryl White, 00:00:19.568 -- 00:00:24.633 BMO CEO, followed by Typhoon Tuzun, our Chief Financial Officer, and Piyush Agrawal, 00:00:24.633 -- 00:00:28.921 our Chief Risk Officer. Also present to answer questions are our group heads. 00:00:28.921 -- 00:00:33.929 Matt Marotra from Canadian Personal and Business Banking, Sharon Hayward-Laird, Canadian 00:00:33.929 -- 00:00:39.638 Commercial Banking, Aaron Levine, U.S. Banking, Alan Tunnenbaum, BMO Capital Markets, 00:00:39.638 -- 00:00:43.485 Dellen Kamenga, BMO Wealth Management, and Daryl Hackett, BMO U.S. 00:00:43.485 -- 00:00:48.653 CEO. As our call will end by 9.30 and to give everyone a chance to participate, please 00:00:48.653 -- 00:00:51.658 limit your questions to one and requeue. 00:00:51.658 -- 00:00:55.906 As noted on slide two, Forward-looking statements may be made during this call, which 00:00:55.906 -- 00:00:58.730 involve assumptions that have inherent risks and uncertainties. 00:00:58.730 -- 00:01:02.134 Actual results could differ materially from these statements. 00:01:02.134 -- 00:01:06.300 I would also remind listeners that the bank uses non-GAAP financial measures to arrive 00:01:06.300 -- 00:01:10.707 at adjusted results. Management measures performance on a reported and adjusted basis 00:01:10.707 -- 00:01:14.832 and considers both to be useful in assessing underlying business performance. 00:01:14.832 -- 00:01:18.638 Daryl ...