Bank of Montreal (BMO) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.297 Good morning, and welcome to BMO Financial Group's Q2 2026 earnings 00:00:05.297 -- 00:00:09.419 release and conference call for May 27th, 2026. 00:00:09.602 -- 00:00:14.828 Your host for today is Christine Viau. Please go ahead. 00:00:14.828 -- 00:00:19.934 Thank you, and good morning, everyone. We will begin today with remarks from Daryl White, 00:00:19.934 -- 00:00:25.100 BMO CEO, followed by Rahul Nagarkar, our Chief Financial Officer, and Piyush 00:00:25.100 -- 00:00:30.108 Agrawal, our Chief Risk Officer. Also present today to answer questions are our group 00:00:30.108 -- 00:00:34.954 heads, Matt Marotra, Canadian Personal and Business Banking, Sharon Hayward-Laird, Canadian 00:00:34.954 -- 00:00:39.980 Commercial Banking, Aaron Levine, U.S. Banking, Alan Tunnenbaum, BMO Capital 00:00:39.980 -- 00:00:44.967 Markets, Dellen Kamenga from BMO Wealth Management, and Daryl Hackett, BMO U.S. 00:00:44.967 -- 00:00:50.193 CEO. As noted on slide two, forward-looking statements may be made during this call, 00:00:50.193 -- 00:00:53.838 which involve assumptions that have inherent risks and uncertainties. 00:00:53.838 -- 00:00:56.933 Actual results could differ materially from these statements. 00:00:56.933 -- 00:01:00.999 I would also remind listeners that the bank uses non-GAAP financial measures to arrive 00:01:00.999 -- 00:01:05.846 at adjusted results. Management measures performance on a reported and adjusted basis 00:01:05.846 -- 00:01:10.533 and considers both to be useful in assessing underlying business performance. 00:01:10.533 -- 00:01:14.739 Daryl and Rahul will be referring to adjusted results in their remarks unless otherwise 00:01:14.739 -- 00:01:18.305 noted as reported. And with that, I will now turn the call over to ...