Christine Viau
Senior Vice-President, Finance and Investor Relations
Replay available
Bank of Montreal (TSX: BMO) Q3 2026 earnings conference call, held 2026-08-25. Replay captured from the company's public earnings webcast.

Senior Vice-President, Finance and Investor Relations
President and Chief Executive Officer
Chief Financial Officer
Chief Risk Officer
Group Head, U.S. Banking
Group Head, BMO Capital Markets
Analyst, Canaccord Genuity
Analyst, Bank of America
Watch the replay and follow the connected company analysis, news, and investor updates for Bank Of Montreal.
WEBVTT 00:00:00.031 -- 00:00:05.274 Good morning and welcome to the BMO Financial Group's Q3 2026 earnings release and conference 00:00:05.274 -- 00:00:10.797 call for August 25th, 2026. Your host for today is Christine Viau. 00:00:10.797 -- 00:00:13.139 Please go ahead. 00:00:13.139 -- 00:00:17.762 Thank you. Good morning, everyone. We will begin today with remarks from Darryl White, 00:00:17.762 -- 00:00:23.305 BMO CEO, followed by Rahul Nagarkar, our Chief Financial Officer, and Piyush Agrawal, 00:00:23.305 -- 00:00:28.428 our Chief Risk Officer. Also present to answer questions are our group heads, Matt Marotra, 00:00:28.428 -- 00:00:34.087 Canadian Personal and Business Banking, Sharon Hayward-Laird, Canadian Commercial Banking, 00:00:34.087 -- 00:00:39.269 Aaron Levine, U.S. Banking, Alan Tannenbaum, BMO Capital Markets, Dellen 00:00:39.269 -- 00:00:42.250 Kamenga, Wealth Management, and Darryl Hackett, BMO U.S. 00:00:42.250 -- 00:00:47.093 CEO. A reminder that our call will end at 8.15 this morning. 00:00:47.093 -- 00:00:51.255 As noted on slide two, forward-looking statements may be made during this call, which 00:00:51.255 -- 00:00:54.156 involve assumptions that have inherent risks and uncertainties. 00:00:54.156 -- 00:00:57.196 Actual results could differ materially from these statements. 00:00:57.196 -- 00:01:01.078 I would also remind listeners that the bank uses non-GAAP financial measures to arrive 00:01:01.078 -- 00:01:05.680 at adjusted results. Management measures performance on a reported and adjusted basis 00:01:05.680 -- 00:01:09.681 and considers both to be useful in assessing underlying business performance. 00:01:09.681 -- 00:01:14.403 Darryl and Rahul will be referring to adjusted results in their remarks unless otherwise 00:01:14.403 -- 00:0...