Bank Hapoalim B.M. S/Adr (BKHYY) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, thank you for standing by. Welcome to the Banco Hapoalim second quarter of 2026 results conference call webinar. For your convenience, this call will be accompanied by a presentation. May we suggest, if you have not yet done so, that you access the presentation on the Bank's website www.BancoHapoalim.com by clicking on financial information on the homepage and then click on the second quarter 2026 report presentation. All participants are as present in listen-only mode. Following management's formal presentation, we will open the question and answer session. You may send questions via chat. Please type your name and company before your questions. Or you can use the raise hand button on the bottom of your screen. As a reminder, this conference is being recorded August 11, 2026. With us on the line today are Mr. Ram Gev, CFO, and Mr. Mark Koblenz, Head of Investor Relations. I would like to remind everyone that forward-looking statements for the respected company's business, financial condition and results of its operations are subject to risk and uncertainties that would cause actual results to differ materially from those contemplated. Such forward-looking statements include but are not limited to product demand, pricing, market acceptance, change in economic conditions, risk in product and technology development, and the effect of the company's accounting policies as well as certain other risk factors which are detailed from time to time in the company's filings with the various securities authorities. Mr. Gev, would you like to begin? Good afternoon to you all and thank you for joining us today. I'm pleased to review the Bank's 2026 second quarter and first half results. Let's start with the highlights of slide 3. We delivered an excellent Thi...