Bank Hapoalim B.M. S/Adr (BKHYY) Q1 2026 Earnings Call

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WEBVTT 00:00:01.432 -- 00:00:04.536 Ladies and gentlemen, thank you for standing by. 00:00:04.536 -- 00:00:10.803 Welcome to the Bank of Poalim first quarter of 2026 results conference call webinar. 00:00:10.803 -- 00:00:15.469 For your convenience, this call will be accompanied by a presentation. 00:00:15.469 -- 00:00:20.375 May we suggest, if you have not yet done so, that you access the presentation on the 00:00:20.375 -- 00:00:22.735 bank's website 00:00:22.938 -- 00:00:24.938 www.bankofpoalim.com 00:00:25.461 -- 00:00:30.743 by clicking on financial information on the homepage and then click on the 00:00:30.743 -- 00:00:34.788 First quarter 2026 report presentation. 00:00:34.788 -- 00:00:37.973 All participants are at present in listen-only mode. 00:00:37.973 -- 00:00:43.139 Following management's formal presentation, we will open the question and answer session. 00:00:43.139 -- 00:00:49.388 You may send questions via chat. Please type your name and company before your question. 00:00:49.388 -- 00:00:53.613 Or you can use the raise hand button at the bottom of your screen. 00:00:53.613 -- 00:00:58.777 As a reminder, this conference is being recorded May 14, 2026. 00:01:00.798 -- 00:01:04.944 With us on the line today are Mr. Ram Gev, CFO, Mr. 00:01:04.944 -- 00:01:10.652 Victor Baha, Chief Economist, and Mr. Mark Hovland, Head of Investor Relations. 00:01:10.652 -- 00:01:15.219 I would like to remind everyone that forward-looking statements for the respective company's 00:01:15.219 -- 00:01:20.066 business, financial condition, and results of its operations are subject to risk and 00:01:20.066 -- 00:01:26.009 uncertainties that could cause actual results to differ materially from those contemplated. 00:01:26.009 -- 00:01:31.294 Such forward-looking statements in...