Ram Jain
Chief Financial Officer
Replay available
Bank Hapoalim B.M. S/Adr (OTC: BKHYY) Q2 2020 earnings conference call, held 2020-08-19. Replay captured from the company's public earnings webcast.

Chief Financial Officer
Analyst, Barclays
Portfolio Manager, Acioni Portfolio Management
Analyst, S1
Analyst, LHR
Ladies and gentlemen, thank you for standing by. Welcome to the ThinkUp Hall of Fame Q2 2020 results conference call. For your convenience, this call will be accompanied by a PowerPoint presentation. May we suggest, if you have not yet done so, that you access the presentation on the bank's website, www.thinkuphalline.com, by clicking on Financial Information on the homepage and then click on the Q2 2020 results presentation. All participants are present in the listening mode. Following management's full presentation, instructions will be given for the question and answer session. For operator assistance during the conference, please press star zero. As a reminder, this conference is being recorded August 13, 2020. Our speaker today is Mr. Ram Jain, CFO. Also with us today are Mr. Ofer Bibi, Chief Accountant, Mr. Victor Behar, Chief Economist, and Ms. Karen Mazur, Head of Investor Relations. I would like to remind everyone that forward-looking statements for the respective company's business, financial condition, and results of its operations are subject to risk and uncertainties if it was actually built to differ materially from those contemplated. Such forward-looking statements include, but are not limited to, product demand, pricing, market acceptance, changing economic conditions, risk in product and technology development, and the effect of the company's accounting policies. as well as certain other risk factors which are detailed from time to time in the company's filing with the various securities authorities. Mr. Gev, would you like to begin? Okay. Thank you, operator. Good afternoon, everyone, and thank you for joining us today for our second quarter results call. I'll begin my comments today with a quick update on COVID-19 in Israel, mainly for those of yo...