Banco Santander - Chile ADS (BSAC) Q2 2026 Earnings Call

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WEBVTT 00:00:00.231 -- 00:00:05.273 Ladies and gentlemen, thank you for standing by and I would like to welcome 00:00:05.273 -- 00:00:10.474 you to Banco Santander Chile's second quarter 2026 earnings 00:00:10.474 -- 00:00:15.296 conference call on August 5, 2026. Please 00:00:15.296 -- 00:00:20.037 note at this point all participant lines are in listen-only mode. 00:00:20.037 -- 00:00:24.119 After the call, there will be an opportunity to ask questions. 00:00:24.119 -- 00:00:29.640 So with this, I would now like to pass the line to Patricia Perez The Chief Financial 00:00:29.640 -- 00:00:33.121 Officer. Please go ahead. 00:00:34.104 -- 00:00:38.067 Good morning everyone and thank you for joining us today. 00:00:38.067 -- 00:00:42.091 I am Patricia Perez, CFO of Banco Santander-Chile 00:00:42.091 -- 00:00:46.935 and I'm joined by Cristian Vicuna, Head of Strategy and Investor Relations and Andrés 00:00:46.935 -- 00:00:49.597 Sansone, Chief Economist. 00:00:49.597 -- 00:00:53.683 This quarter reinforces the strength of our franchise. 00:00:53.683 -- 00:00:59.164 High profitability, disciplined cost management, and a solid capital position. 00:00:59.164 -- 00:01:04.285 While we continue to execute our strategy to deliver a simpler and enhanced 00:01:04.285 -- 00:01:10.647 value proposition to customers with a focus on sustainable growth and shareholder returns. 00:01:10.647 -- 00:01:16.168 First, Andrés will give you an overview of the economic and regulatory environment. 00:01:16.168 -- 00:01:21.287 Cristian will then walk you through our strategy, our second quarter results, and 00:01:21.287 -- 00:01:24.928 our updated view for 2026. 00:01:24.928 -- 00:01:28.669 Finally, we will conclude with a Q&A session. 00:01:28.669 -- 00:01:33.770 With that, let me turn it over ...