Banco Santander - Chile ADS (BSAC) Q1 2026 Earnings Call

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WEBVTT 00:00:01.043 -- 00:00:05.229 Ladies and gentlemen, thank you for standing by, and I would like to welcome you to Banco 00:00:05.229 -- 00:00:10.016 Santa del Chile's first quarter 2026 earnings conference call on the 6th of May, 2026. 00:00:10.016 -- 00:00:11.458 Please 00:00:11.458 -- 00:00:15.023 note, at this point, all participant lines are on listen-only mode. 00:00:15.023 -- 00:00:17.968 After the call, there will be an opportunity to ask questions. 00:00:17.968 -- 00:00:19.911 So with this, I would now like to pass the line to Ms. 00:00:19.911 -- 00:00:24.577 Patricia Perez, Chief Financial Officer. Please go ahead, ma'am. 00:00:24.577 -- 00:00:28.683 Good morning, everyone, and thank you for joining us today. 00:00:28.683 -- 00:00:31.933 I am Patricia Perez, I'm 00:00:33.097 -- 00:00:37.844 joined today by Cristian Vicuña, Head of Strategy and Investor Relations, and Andres 00:00:37.844 -- 00:00:43.372 Sanzone, Chief Economist. We'll begin with Andres, who will provide an overview 00:00:43.372 -- 00:00:46.396 of the economic and political environment. 00:00:46.396 -- 00:00:52.004 Cristian will then walk you through our strategy priorities and review our first 00:00:52.004 -- 00:00:57.423 quarter results in more detail. We will conclude with a Q&A session. 00:00:57.423 -- 00:01:01.268 With that, I will now turn the call over Andrés. 00:01:01.268 -- 00:01:04.793 Thanks Patricia. Let me start with the big picture. 00:01:04.793 -- 00:01:09.921 Since our last webcast, the global battle has become more challenging and 00:01:09.921 -- 00:01:15.048 more uncertain. The main change has been the geopolitical shock in the Middle East 00:01:15.048 -- 00:01:20.139 and its effects on energy markets. Our baseline scenario assumes that 00:01:20.139 -- 00:01:25.207 the ...