Benjamin Toms
Analyst, RBC Capital Markets
Replay available
Banco Bilbao Vizcaya Argentaria S.A. (BBVA) Q4 2025 Earnings Call
Banco Bilbao Vizcaya Argentaria S.A. (NYSE: BBVA) Q4 2025 earnings conference call, held 2026-02-03. Replay captured from the company's public earnings webcast.
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Replay transcript excerpt
WEBVTT 00:00:00.706 -- 00:00:06.194 Good morning, and thank you for joining us for BBVA's four-quarter results presentation. 00:00:06.194 -- 00:00:11.041 As every quarter, I'm pleased to be joined by our CEO, Onur Genç, and the group CFO, 00:00:11.041 -- 00:00:16.068 Luisa Gómez-Lavo. We will begin with Onur reviewing the group's performance and key 00:00:16.068 -- 00:00:21.136 strategic developments during the year, followed by Luisa, who will walk you through 00:00:21.136 -- 00:00:26.303 the business genius results. After their remarks, we will open the call to take 00:00:26.303 -- 00:00:30.237 your questions. With that, I now turn the call over to Onur. 00:00:30.237 -- 00:00:32.619 Thank you. Thank you, Patricia. Good morning to everyone. 00:00:32.619 -- 00:00:39.386 Welcome and thank you for joining BBVA's 2025 full-year results audio webcast. 00:00:39.386 -- 00:00:44.411 I will start with page three right away. So I'm happy to say that in 2025, 00:00:44.411 -- 00:00:48.075 we achieved outstanding results across critical dimensions. 00:00:48.075 -- 00:00:52.719 Value creation, as you see on the page, growth, profitability, 00:00:52.719 -- 00:00:56.275 strategic execution, and shareholder enumeration. 00:00:56.275 -- 00:00:59.840 First, I would like to highlight the excellent value creation achieved during the year, 00:00:59.840 -- 00:01:03.405 which is rooted in our outstanding profit evolution. 00:01:03.405 -- 00:01:07.410 Despite falling interest rates in our core markets, we still managed to increase our 00:01:07.410 -- 00:01:13.899 net attributable profit, which reached a record 10.5 billion euros, 4.5% 00:01:13.899 -- 00:01:16.783 higher than last year in current euros. 00:01:16.783 -- 00:01:21.990 Secondly, as we have emphasized in previous results presenta...