Banco Bilbao Vizcaya Argentaria S.A. (BBVA) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

To BBVA's Second Quarter Results Presentation. Joining me today are our CEO, Onur Ghent and the group CFO, Risa Gomey Bravo. As in previous quarters, Onur and Risa will begin by reviewing the quarterly figures, after which we will open the line for the live Q and A session. With that, I turn it over to Onur. Thank you, Patricia. Good morning to everyone. Welcome and thank you for joining BBVA's second quarter twenty twenty six earnings webcast. Before we begin, I would like to say a few words about Luisa as this is her last results presentation as the CFO of BBVA. And in very short few sentences, we are a 169 year old bank, 169 year old bank built by generations of exceptional professionals in my view. Exceptional professionals like you, Luisa. And over the past few years, we have delivered some of the best results in our history. And I would like to recognize the fact that you have been one of the architects of that success. So I'm very pleased that you will continue to be connected to the bank as a board member of some of our most important subsidiaries so that we can continue to benefit from your experience and judgment. So in short, Lisa, thank you for your leadership, your professionalism, everything you have done for this institution. It been a true, true privilege to work with you. Now let me start with the quarterly results. In short, once again, we have demonstrated, in my view, the strength of BBVA's business model. We have delivered record earnings, industry leading profitability, strong activity growth, exceptional activity growth and capital generation, while reinforcing our competitive position across different geographies. So let me start with Slide three. One of the most important messages for the quarter, as always, we continue to deliver outstanding...