Onur Genç
Chief Executive Officer
Replay available
Banco Bilbao Vizcaya Argentaria S.A. (BBVA) Q2 2025 Earnings Call
Banco Bilbao Vizcaya Argentaria S.A. (NYSE: BBVA) Q2 2025 earnings conference call, held 2025-07-31. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Ruiz Agome Bravo
Group Chief Financial Officer
Benjamin Toms
Analyst, RBC Capital Markets
Carlos Peixoto
Analyst, CaixaBank
Cecilia Romero
Analyst, Barclays
Ignacio Ilargui
Analyst, BNP Paribas
Max Mission
Analyst, JV Capital
Francisco Raquel
Analyst, Alantra
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Banco Bilbao Vizcaya Argentaria, S.a..
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:04.518 Good morning, and welcome, everyone, to BBVA's quarterly audio webcast. 00:00:04.518 -- 00:00:09.566 As in previous quarters, I am joined today by our CEO, Onur Genç, and the group CFO, 00:00:09.566 -- 00:00:14.714 Ruiz Agome Bravo. Today, along with the second quarter results, we are also announcing 00:00:14.714 -- 00:00:19.541 the group's midterm goals. Accordingly, we will dedicate the first part of the call to 00:00:19.541 -- 00:00:24.972 reviewing the quarterly figures and then move on to our strategic objectives. 00:00:24.972 -- 00:00:28.617 Finally, we will open the line for your questions. 00:00:28.617 -- 00:00:31.882 So without further delay, I turn over to Arnold. 00:00:31.882 -- 00:00:34.266 Thank you. Thank you, Patricia. Good morning to everyone. 00:00:34.266 -- 00:00:39.473 Welcome and thank you for joining BBVA's second quarter 2025 earnings webcast. 00:00:39.473 -- 00:00:43.700 As Patricia mentioned, we have two things today, the second quarter results, as always, 00:00:43.700 -- 00:00:47.926 and we also have medium-term objectives at the end of the presentation. 00:00:47.926 -- 00:00:52.529 So let me start with the second quarter results and starting with slide number three. 00:00:52.529 -- 00:00:57.402 You can see in the quarter the strong evolution of tangible book value per share plus 00:00:57.402 -- 00:01:02.495 dividends on the left-hand side of the page, which increased 14.6% year-over-year and 00:01:02.495 -- 00:01:07.989 2.9% in the quarter, very good figures despite the relatively high currency depreciations 00:01:07.989 -- 00:01:11.544 in the quarter. On the right-hand side, you see our profitability. 00:01:11.544 -- 00:01:16.431 Our profitability continues to improve and rises to an outstanding return on...