Gustav Unger
CEO, Avanza Bank
Replay available
Avanza Bank Holding AB (publ) (AZA) Q3 2025 Earnings Call
Avanza Bank Holding AB (publ) (STO: AZA) Q3 2025 earnings conference call, held 2025-10-17. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Fredrik Broman
Chief Technology Officer, Avanza Bank
Martin Ekstedt
Equity Research Analyst, Handelsbanken
Patrick Bratellius
Analyst, ABG Sundal Collier
Jakob Hedselvik
Analyst, SEB
Enrico Bolzoni
Analyst, J.P. Morgan
Ermin Keric
Analyst, DNB Carnegie
Andrew Lowe
Analyst, Citi
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Avanza Bank Holding Ab.
Replay transcript excerpt
WEBVTT 00:00:00.149 -- 00:00:05.175 Welcome to the Aranda Bank interim report January to September 2025 webcast and 00:00:05.175 -- 00:00:09.781 conference call. At this time, all participants are in a listen-only mode. 00:00:09.781 -- 00:00:13.105 After the speaker's presentation, there'll be a question and answer session. 00:00:13.105 -- 00:00:17.550 To ask a question during the session, you will need to press star one and one on your 00:00:17.550 -- 00:00:22.116 telephone. You will then hear an automated message advising your hand is raised. 00:00:22.116 -- 00:00:25.620 To withdraw your question, please press star one and one again. 00:00:25.620 -- 00:00:30.850 I would now like to hand the conference over to your first speaker today, Gustav Unger, 00:00:30.850 -- 00:00:34.074 CEO, please go ahead. 00:00:34.074 -- 00:00:39.542 Thank you and good morning and welcome everyone to the presentation of Avanza's Q3 00:00:39.542 -- 00:00:43.968 report. My name is Gustav Unger. I'm the CEO of Avanza. 00:00:43.968 -- 00:00:48.354 And with me here in the room today, I have Carolina from HIR 00:00:48.354 -- 00:00:53.541 and Adnan, who is our interim CFO and also our chief technology 00:00:53.541 -- 00:00:56.686 officer, Fredrik Broman. Especially welcome to you, Fredrik. 00:00:56.686 -- 00:01:01.507 Thank you. Today, I will start off by summarizing the quarter and go through the financials. 00:01:01.507 -- 00:01:05.852 After that, I will hand over to Fredrik, who will give a briefing of our tech and the 00:01:05.852 -- 00:01:09.093 ongoing cloud journey. 00:01:10.697 -- 00:01:15.783 Starting with some key highlights from Q3, the business model with 00:01:15.783 -- 00:01:21.008 multiple revenue streams have been showing its best side with strong contribution 00:01:21.008 -- 00:...