Gustav Unger
Chief Executive Officer
Replay available
Avanza Bank Holding AB (publ) (AZA) Q2 2025 Earnings Call
Avanza Bank Holding AB (publ) (STO: AZA) Q2 2025 earnings conference call, held 2025-07-11. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Anna Kasselblad
Chief Financial Officer
Jacob Heslevik
Analyst at SEB
Ermin Kerik
Analyst at DNB Carnegie
Enrico Bolzoni
Analyst at JPMorgan
Martin Ekstedt
Analyst at Handelsbanken
Andrew Lowe
Analyst at Citi
Carolina Johansson
Investor Relations Manager
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Avanza Bank Holding Ab.
Replay transcript excerpt
WEBVTT 00:00:00.233 -- 00:00:05.858 Good day and thank you for standing by. Welcome to the Avanza Bank Interim Report January-June 00:00:05.858 -- 00:00:11.304 2025 Conference Call. At this time, all participants are in the listen-only 00:00:11.304 -- 00:00:16.308 mode. After the speaker's presentation, there will be a question and answer session. 00:00:16.308 -- 00:00:21.373 To ask a question during the session, you will need to press star 1 1 00:00:21.373 -- 00:00:27.039 on your telephone. You will then hear an automated message advising your hand is raised. 00:00:27.039 -- 00:00:31.586 To withdraw your question, Please press star one and one again. 00:00:31.586 -- 00:00:35.051 Please be advised that today's conference is being recorded. 00:00:35.051 -- 00:00:40.558 I would now like to hand the conference over to your speaker today, CEO Gustav Unger. 00:00:40.558 -- 00:00:43.101 Please go ahead. 00:00:43.101 -- 00:00:48.308 Hi and welcome. By my side today, I have Anna Kasselblad, CFO, 00:00:48.308 -- 00:00:52.551 and Carolina Johansson, IR manager. 00:00:54.757 -- 00:00:59.982 Avanza had a strong first half of 2025 despite turbulent 00:00:59.982 -- 00:01:01.982 macro. 00:01:02.204 -- 00:01:08.050 Unpredictable tariff announcements and geopolitical conflicts clouded the near-term outlook 00:01:08.050 -- 00:01:11.351 and net flows in Q2. 00:01:11.473 -- 00:01:16.257 Long-term outlook for increased savings remains positive. 00:01:16.257 -- 00:01:21.542 We have in Sweden increased real wages, lower interest rates, meaning lower 00:01:21.542 -- 00:01:26.809 housing costs, And also stock markets have rebounded quickly from 00:01:26.809 -- 00:01:30.611 the early April fall. 00:01:31.555 -- 00:01:36.862 Bottom left, you see that the savings capital is up 4% in H1 and 7% 0...