Assicurazioni Generali S.p.A. (ARZGY) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon. This is the Coruscant Conference Operator. Welcome and thank you for joining the Generali Group full year 2025 results presentation. As a reminder, all participants are in listen-only mode. After the presentation, there will be an opportunity to ask questions. Should anyone need assistance during the conference call, they may signal an operator by pressing star and zero on their telephone. At this time, I would like to turn the conference over to Mr. Fabio Cleva, Head of Investor and Rating Agency Relations. Please go ahead, sir. Hello, everyone, and thank you for joining our full year 2025 results call. Here with us today, we have the Group CEO, Philippe Donnet, the Deputy Group CEO, Giulio Terzariol, the Group General Manager, Marco Cesana, the CEO of General Investments, Woody Bradford, and our Group CFO, Cristiano Borean. Before opening for Q&A, let me hand it over to Philippe for some opening remarks. Thank you, Fabio. Good afternoon to all of you, and thank you for joining us today. These results mark a successful first year of our strategic plan Lifetime Partner 27, Driving Excellence. I'm very pleased by the strength and consistency of our performance. This clearly demonstrates that we have the right strategy, that we are executing it with total conviction, and that we are generating value for our stakeholders. We are also continuing to reinforce our already strong balance sheet. And this is going to be even more important in a world of greater geopolitical uncertainty. Furthermore, these numbers reflect the key initiatives being rolled out by our expert teams across business lines and geographies with hands-on guidance from head office and from the fantastic management team that presented the plan with me last year and that is here with me to...