Fabio Cleva
Head of Investor and Rating Agents Relations
Replay available
Assicurazioni Generali S.p.A. (OTC: ARZGY) Q3 2025 earnings conference call, held 2025-11-13. Replay captured from the company's public earnings webcast.

Head of Investor and Rating Agents Relations
Group General Manager
Group CFO
Analyst, Bank of America
CEO of Insurance
Analyst, BNP Paribas
Analyst, Berenberg
Analyst, KBW
Analyst, Intesa Sanpaolo
Good afternoon. This is the Coral School conference operator. Welcome and thank you for joining the Generali Group 9 Month 2025 results presentation. As a reminder, all participants are in listen-only mode. After the presentation, there will be an opportunity to ask questions. Should anyone need assistance during the conference call, they may signal an operator by pressing star and zero on their telephone. At this time, I would like to turn the conference over to Mr. Fabio Cleva, Head of Investor and Rating Agents Relations. Please go ahead, sir. Hello, everyone, and thank you for joining our call. Here with us today we have the Group General Manager, Marco Cesana, the CEO of Insurance, Giulio Terzeriola, and the Group CFO, Cristiano Borean. Before opening for the Q&A, let me hand it over to Marco and Cristiano for some opening remarks. Hello, everyone, and good morning, and thanks for being with us today. So, today, this set of results confirmed the Lifetime Partner 27 Driving Excellence Plan as starting on a very strong footing, thanks to, in particular, to the excellent performance of our P&C business. Implementation of the strategy and of its work stream is the key focus of the entire group. One of the most relevant changes that we made in this strategic plan is reinforcing the role of the center in orchestrating more organically strategic business initiatives. Each group management committee member is sponsoring one of the planned strategic initiatives with the key head office function working in close cooperation with our business unit. We are reaping the benefits of being a group. As part of this approach, the whole GMC is very focused in sharing best practices and scaling up local initiatives. I could list many exciting developments I've seen over the past ni...