Ally Financial Inc. (ALLY) Q1 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.878 Good day and thank you for standing by. Welcome to the Ally Financial first quarter 2025 00:00:04.878 -- 00:00:10.006 earnings conference call. At this time, all participants are in a listen-only mode. 00:00:10.006 -- 00:00:13.692 After the speaker's presentation, there will be a question and answer session. 00:00:13.692 -- 00:00:18.199 To ask a question during the session, you'll need to press star 1-1 on your telephone. 00:00:18.199 -- 00:00:21.804 You will then hear an automated message advising your hand is raised. 00:00:21.804 -- 00:00:25.490 To withdraw your question, please press star 1-1 again. 00:00:25.490 -- 00:00:28.752 Please be advised that today's conference is being recorded. 00:00:28.752 -- 00:00:32.116 I would now like to hand the conference over to your speaker today, Sean Leary, Head 00:00:32.116 -- 00:00:34.999 of Investor Relations. Please go ahead. 00:00:34.999 -- 00:00:38.843 Thank you, Elizabeth. Good morning and welcome to Ally Financial's first quarter 2025 00:00:38.843 -- 00:00:44.630 earnings call. This morning, our CEO, Michael Rhodes, and our CFO, Russ Hutchinson, 00:00:44.630 -- 00:00:47.914 will review Ally's results before taking questions. 00:00:47.914 -- 00:00:51.278 The presentation we'll reference can be found on the Investor Relations section of our 00:00:51.278 -- 00:00:53.440 website, ally.com. 00:00:53.440 -- 00:00:57.465 Forward-looking statements and risk factor language governing today's call are on slide 00:00:57.465 -- 00:01:02.850 two. Gap and non-gap measures pertaining to our operating performance and capital results 00:01:02.850 -- 00:01:08.236 are on slides three and four. As a reminder, non-gap or core metrics are supplemental 00:01:08.236 -- 00:01:12.041 to and not a substitute f...