Sean Leary
Chief Financial Planning and Investor Relations Officer
Replay available
Ally Financial Inc. (NYSE: ALLY) Q4 2025 earnings conference call, held 2026-01-21. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.031 -- 00:00:05.096 Good day, and thank you for standing by. Welcome to Eli Financial Fourth Quarter 2025, 00:00:05.096 -- 00:00:10.701 our news conference call. At this time, all participants are on a listen-only mode. 00:00:10.701 -- 00:00:13.724 After the speaker's presentation, there will be a question and answer session. 00:00:13.724 -- 00:00:18.048 To ask a question during the session, you will need to press star 1-1 on your touch-tone 00:00:18.048 -- 00:00:19.450 telephone. 00:00:19.450 -- 00:00:22.853 You will then hear an automated message advising your hand is raised. 00:00:22.853 -- 00:00:25.596 To withdraw your question, please press star 1-1 again. 00:00:25.596 -- 00:00:29.647 Please be advised, today's conference is being recorded. 00:00:29.647 -- 00:00:33.931 I will now turn the conference over to your speaker host for today, Sean Leary, Chief 00:00:33.931 -- 00:00:36.653 Financial Planning and Investor Relations Officer. 00:00:36.653 -- 00:00:39.134 Please go ahead. 00:00:39.176 -- 00:00:44.160 Thank you, Lydia. Good morning and welcome to Ally Financial's fourth quarter 2025 earnings 00:00:44.160 -- 00:00:49.225 call. This morning, our CEO, Michael Rhodes, and our CFO, Russ Hutchinson, will 00:00:49.225 -- 00:00:52.207 review Ally's results before taking questions. 00:00:52.207 -- 00:00:55.610 The presentation we'll reference can be found on the investor relations section of our 00:00:55.610 -- 00:00:57.946 website, ally.com. 00:00:57.946 -- 00:01:02.091 Forward-looking statements and risk factor language governing today's call are on page 00:01:02.091 -- 00:01:07.116 two. GAAP and non-GAAP measures pertaining to our operating performance and capital 00:01:07.116 -- 00:01:12.282 results are on pages three and four. As a reminder, non-...