Ally Financial Inc. (ALLY) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day, and thank you for standing by. Welcome to Ally Financial's Second Quarter twenty twenty six Earnings Conference Call. At this time, all participants are in a listen only mode. After the speakers' presentation, there will be a question and answer session. To ask a question during the session, you'll need to press 11 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press 11 again. Please be advised that today's conference is being recorded. I'd now like to hand the conference over to Sean Leary, Chief Financial Planning and Investor Relations Officer. Please go ahead. Thank you, Elizabeth. Good morning and welcome to Ally Financial's second quarter twenty twenty six earnings call. This morning, our CEO, Michael Rhodes and our CFO, Russ Hutchinson will review Ally's results before taking questions. The presentation we'll reference can be found on the Investor Relations section of our website ally.com. Forward looking statements and risk factor language governing today's call are on page two. GAAP and non GAAP measures pertaining to our operating performance and capital results are on page three. As a reminder, non GAAP or core metrics are supplemental to and not a substitute for U. GAAP measures. Definitions and reconciliations can be found in the appendix. And with that, I'll turn the call over to Michael. Thank you, Sean, and good morning, everyone. I appreciate you joining us today. Second quarter results were solid and reflect the progress we've made over the past several years to build a more focused, higher performing company. The strategic choices we've made are creating a franchise with meaningfully greater earnings power. We are seeing that reflected not only in margin expansion...