Aktia Pankki Oyj (0QF8) Q4 2024 Earnings Call

Investor webinar replay

Replay transcript excerpt

A very good morning and welcome to Aktia's Q4 results briefing. My name is Oskar Taimitarha. I'm head of Aktia's investor relations, and I will be the host for this event today. Earlier this morning, we published our financial statement release. A stable quarter ended a strong full year. Aktia's CEO, Aleksi Lehtonen, and CFO, Sakari Järvedä, will talk us through the results. And after the presentations, we're happy to answer your questions. If you're following us online, please feel free to write your questions in the comments field. So, let's move on. Aleksi, please welcome. Thank you, Oskar, and welcome on my behalf as well. Today, we'll focus on the fourth quarter of 2024. Of course, I know that you would like to hear more about our strategic considerations, and as we announced this morning, we will go through them on the 27th of February in an investor event. It is now my privilege to go through the fourth quarter and also a few words about the full year of 2024 together with our CFO Sakari Järvelä. So let us have a look at the Q4 highlights. First of all, I'm very pleased by noticing that Aktia's customer satisfaction increased the most in the independent EPSI survey among private investors. Aktia was assessed to have the most active dialogue with its customers in Finland. As an asset manager and a bank, customer satisfaction is of the utmost importance in our journey to be the best partner for those who want to increase their wealth over time. The fourth quarter results ended a strong year for Aktia. Our comparable operating profit for the fourth quarter amounted to 28.3 million euros, which is 11% higher than in the fourth quarter last year. Hence, the 2024 full-year result is one of the best results in Aktia's history. Our net commission income increased 9% q...