Aktia Pankki Oyj (0QF8) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, everyone, and welcome to Aktia's Q3 results briefing. My name is Oskar Taimitarha. I'm the head of investor relations at Aktia, and I will be the moderator for this event today. As you all know, this morning, we published our Q3 report, once again showing stable results. Aktia's CEO, Anssi Huhta, and our CFO, Sakari Järvelä, will soon walk us through the results. And as always, after the presentations, we're happy to answer your questions. If you're following us online, please write your questions in the comments field. And now it is my privilege to present our newly appointed CEO, Anssi Huhta. Anssi, the stage is yours. Thank you, Oskar, and welcome on my behalf as well. My name is Anssi Huhta, Aktia's CEO. It's my pleasure to present our third quarter result together with our CFO, Saakari Järvelä. Before we begin our review of the past quarter, I would like to briefly address the recent changes in Aktia's management and the considerable attention this has drawn. The situation has been challenging and the confidence in Aktia has been tested. First and foremost, I want to extend my sincere apologies to our customers, employees, and shareholders for the situation. At the same time, I want to emphasize that our focus remain firmly on our customers and on the business. We continue to execute our clear strategic plan. We're working every day to deliver on our goals, such as growth in asset management, net commission income, and return on equity. We have already taken concrete measures to stabilize the situation, including the appointment of strong and capable leaders from the group to key positions. As you are aware, we have recently appointed Pasi Vuorinen as head of asset management, Ville Niiranen as head of life insurance, and Eevaru Bruuman-Riimpi, our...