Aktia Pankki Oyj (0QF8) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Very good morning everyone and welcome to Actia's Q2 results briefing. My name is Oskar Laimitarha, I'm the head of Actia's investor relations and I will be the moderator for this event. Earlier this morning we published our Q2 report showing stable results in line with expectations and strong focus on our Momentum program. Actia's interim CEO, Anssi Huhta and our CFO, Sakari Järvelä, will soon go through the results. I'm also very happy to announce that we will be joined by Karl Haglund, Actia's incoming CEO today. And as always, after the presentations, we are happy to answer your questions. If you're following us online, please feel free to write your questions in the comments field. So, let's move on. Anssi, welcome on stage. Thank you Oskar and welcome on my behalf as well. My name is Anssi Huhta, Actia's acting CEO. It's my pleasure to present our Q2 results. I will start with an overview of the quarter's highlights. After that, I will hand over to our incoming CEO, Karl Haglund, who has actually joined Actia today. Karl will give an update on our acceleration program, Momentum. A little bit later, our CFO, Sakari Järvelä, will go through the Q2 figures in more detail. So, let us have a look at the Q2. Our Q2 results are in line with the expectations. Actia's comparable operating profit announced amounted to 26.2 million euros. The top line was, in the big picture, at the same level as previous quarter. Compared to last year's net commission income, remained fairly stable. The net interest income is of course lower than last year. We are in a totally different interest environment. We are concentrating on our acceleration program, Momentum, and especially on our strategically important customer segments. For example, private and premium banking customers. The a...