Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Investor Presentation (June 2020)
19 slides from Tourism Finance Corporation Of India's investor presentation, Jun 5, 2020
Slide 1: FY20 – Investor Presentation
FY20 – Investor Presentation 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by and is the sole responsibility of Tourism Finance Corporation of India Limited (the “Company”). By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offe
Slide 3: FY20 – Financial Highlights
FY20 – Financial Highlights Gross Loan Book (Rs. In Crs) Borrowings (Rs. In Crs) Tangible Networth (Rs. In Crs) +6% +9% +2% 1,794 1,451 730 746 1,694 1,327 Mar-19 Mar-20 Mar-19 Mar-20 Mar-19 Mar-20 Book Value per Share (Rs.) Gross NPL & Net NPL (%) Capital Adequacy Ratio (%) Gross NPL Net NPL Total
Slide 4: FY20 – Financial Highlights
FY20 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) -1% -6% +30 bps 490 483 86 81 5.21% 5.51% FY19 FY20 FY19 FY20 FY19 FY20 Cost of Borrowings & Return on Loans & Advances (%) ROE (%) ROA (%) COB Return on Loans & Advances -136 bps -46 bps 12.73% 12.34% 4.20% 11.81% 10.9
Slide 5: Liquidity Profile
Liquidity Profile Up to 1 6 Months - Particulars (Rs. Crs) 1-2 Months 2-3 Months 3-6 Months 1-3 Years 3-5 Years Over 5 Years Month 1 Year Total Cash Inflows 194 7 15 114 246 1,080 794 1,556 Total Cash Outflows 61 7 191 161 291 1,231 474 1,294 Drawings from Committed Lines 50 0 150 25 15 125 0 0 Cumu
Slide 6: MD & CEO’s Comments
MD & CEO’s Comments Commenting on the results and performance, Mr. Anirban Chakraborty, Managing Director said: “Amidst the macro economic challenges especially for NBFC sector, Company was able to moderately grow its loan book and maintain its profitability during the year. Our Loan book stood at R
Slide 7: Profit & Loss Statement – Q4 FY20
Profit & Loss Statement – Q4 FY20 Particulars (Rs. In Crs.) Q4FY20 Q4FY19 YoY Income Interest Income 63.78 59.35 Interest Expense 32.57 26.64 Net Interest Income 31.21 32.71 (4.59%) Other Income 3.45* 9.57 Net Total Income 34.66 42.28 (18.02%) Expenditure Employee Expenses 5.33 3.93 Depreciation and
Slide 8: Profit & Loss Statement – FY20
Profit & Loss Statement – FY20 Particulars (Rs. In Crs.) FY20 FY19 YoY Income Interest Income 240.23 211.60 Interest Expense 120.72 104.35 Net Interest Income 119.51 107.25 11.43% Other Income 25.43* 24.69 Net Total Income 144.94 131.94 9.85% Expenditure Employee Expenses 14.10 10.63 Depreciation an
Slide 9: Balance Sheet
Balance Sheet Particulars (Rs. In Crs) Mar-20 Mar-19 Particulars (Rs. In Crs) Mar-20 Mar-19 Assets Liabilities Financial Assets 2,192.94 2,043.08 Cash & Cash Equivalents 188.37 49.59 Financial Liabilities 1,487.80 1,351.59 Bank balance other than cash & cash equivalents 2.23 2.20 Trade Payable 4.57
Slide 10: Credit Rating Reaffirmed
Credit Rating Reaffirmed Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings A+ Reaffirmed CARE Outlook: Negative - (May 2020) (681.50) A+ A+ Brickwork Rating Downgrade Outlook: Negative Outlook: Negative (May 2020) (841.24) (1,150.00) AA- ACUITE Reaffirmed Outlook
Slide 11: PAN India presence with Track Record of Years
PAN India presence with Track Record of 30 Years
Slide 12: Multiple Project sanctions
Multiple Project sanctions Particulars Projects Rs. Crores PAN India Presence State/Cities # Projects Cumulative Sanctioned 910 11,895 Maharashtra 10 Uttar Pradesh 10 Cumulative Disbursement 549 7,371 Gujarat 6 Cumulative Closed 469 5,497 Delhi 6 Cumulative Write-offs 9 80 Madhya Pradesh 9 Haryana 4
Slide 13: Track record of Consistent Performance
Track record of Consistent Performance
Slide 14: Financial Performance Summary
Financial Performance Summary 2015-16 2016-17 2017-18 2018-19 2019-20 Rs. Crores (Audited) (Audited) (Audited) (Audited) (Audited) Disbursements 380.56 487.37 692.98 490.42 483.35 Profit before tax 75.68 97.02 106.98 113.64 97.45 Profit after tax 53.61 70.43 77.48 86.25 81.02 Equity share capital 80
Slide 15: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 16: Eminent Board of Directors
Eminent Board of Directors Anirban Chakraborty B.M. Gupta S. Ravi Shyam Maheshwari Koppara Sajeeve Thomas Independent Director Managing Director & CEO Whole Time Director Director Director Chairman of the Board Bapi Munshi S C Sekhar Thankom T Mathew Ravinder Kumar Suman Billa Sood Independent Direc
Slide 17: Key Managerial Personnel…
Key Managerial Personnel… Age: 49 Years Prior Engagement: Deputy CEO of Axis Capital Education & Qualifications: Mr. Chakraborty is a B.Tech from The University of Kolkata and has done his Post Graduate in Financial Management from University of Mumbai. Experience: Headed various divisions in Axis B
Slide 18: …Backed by a Strong Team
…Backed by a Strong Team Mr. B.M. Gupta, Whole Time Director ▪ Has 44+ years of experience in Banking, Finance, Legal, Management, Accounts and Taxation etc. ▪ Holds Master Degree in Commerce & Economics, MBA(Finance) from FMS, Delhi and LLB from Delhi University ▪ He has also been an Associate of t
Slide 19: Thank You
Thank You Ms. Payal Dave /Ms. Neha Shroff Mr. Anoop Bali E: payal.dave@sgapl.net / neha.shroff@sgapl.net E: ir@tfciltd.com T:+91 9819916314 / +91 7738073466 Website : www.tfciltd.com www.sgapl.net Address: TFCI Limited 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 Indi
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