Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Q1 FY2027 Earnings Presentation
20 slides from Tourism Finance Corporation Of India's earnings presentation, Jun 30, 2026
Slide 1: Q1FY27 Investor Presentation
Q1FY27 INVESTOR PRESENTATION
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: Tourism Finance Corporation of India Ltd. – Providing Financing Solutions for 37 Years
Tourism Finance Corporation of India Ltd. Providing Financing Solutions for 37 Years 3
Slide 4: TFCI – Vision and Mission
TFCI – Vision and Mission A responsible and trusted NBFC-ND-ML contributing to economic development and nation building by providing sustainable financing solutions across tourism, real-estate, infrastructure, manufacturing, Vision financial services and other allied & emerging sectors. • To support
Slide 5: TFCI’s Key Business Areas
TFCI’s Key Business Areas ➢ Lending to Hospitality/ Tourism sector for greenfield, brownfield, expansion, modernization/ renovation, long term working capital loan, refinancing and corporate purposes: : ― Term loan for Setting-up Hotel, Resort, Motel, Spa/Health Resort, Apartment Hotels, Guest House
Slide 6: Financial Performance Highlights – Last 5 years
Financial Performance Highlights – Last 5 years 2021-22 2022-23 2023-24 2024-25 FY25-26 Q1 FY26-27 Particulars (Audited) (Audited) (Audited) (Audited) (Audited) (Reviewed) Interest Income (Rs.in Cr.) 247.89 197.20 195.25 206.86 238.27 72.12 Other Operating Income (Rs.in Cr.) 6.42 34.50 46.79 53.20 3
Slide 7: Credit Rating
Credit Rating Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings Assigned for Bonds AA- AA- Upgraded from A+ to AA- for INFOMERICS Outlook:Stable Outlook: Stable Bank Borrowing Bonds: 175.00 (300.00) (March 2026) A+ ACUITE - Outlook: Stable Reaffirmed (December 20
Slide 8: Q1FY2026-27 Profitability & Financial Highlights
Q1FY2026-27 Profitability & Financial Highlights
Slide 9: Portfolio Mix – As on 30.06.2026
Portfolio Mix – As on 30.06.2026 Particulars No. of Borrowers O/S (Rs. In Cr.) PAN India Presence Loan Portfolio 56 1,901.55 NCDs Portfolio (Project-related ) 7 100.50 Gross AUM 63 2,002.05 State/Cities AUM (Rs. In Cr.) Sectoral Distribution of Loan Portfolio Maharashtra 599.87 Uttar Pradesh 477.07
Slide 10: Quarter1 FY27 – Financial Highlights
Quarter1 FY27 – Financial Highlights Profit before provision and tax Total Income (Rs. in cr) PBT (Rs. in cr) (Rs. in cr) 79.52 78.32 38.16 40.72 38.16 40.72 108% 105% Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 PAT (Rs. in cr) Book Value per Share (Rs.)* Earning per Share (Rs.)* 1.32 61.21 29.52 28.1
Slide 11: Quarter1 FY27 – Financial Highlights
Quarter1 FY27 – Financial Highlights Gross AUM (Gross Loan & Project Gross Loans (Rs. in cr) Return on Avg Loans (%) Related NCDs) (Rs. in cr) 2,088.14 13.34% 2,188.87 1,901.55 13.12% 2,002.05 1,711.67 1,711.67 12.34% 17% 11% Jun-26 Jun-25 Mar-26 Jun-26 Jun-25 Mar-26 Q1FY27 Q1FY26 Q4FY26 Gross NPL (
Slide 12: Quarter1 FY27 – Financial Highlights
Quarter1 FY27 – Financial Highlights Cost of Borrowings (%) NIMs (%) ROAE (%) 7.59% 18.33% 9.68% 7.12% 9.63% 6.44% 9.50% 10.00% 10.20% Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 ROAA (%) Tangible Net Worth (Rs. in cr) Capital Adequacy Ratio (%) 10.11% 1,366.80 1,304.84 1,238.37 5
Slide 13: Profit & Loss Statement – Quarter Ended 30.06.2026
Profit & Loss Statement – Quarter Ended 30.06.2026 Particulars (Rs. in Cr.) Q1FY27 Q1FY26 Q4FY26 FY26 Total Income 115.15 65.82 73.94 276.83 Income Interest Income 72.12 55.85 65.99 238.27 Interest Expense 26.16 21.55 24.43 93.11 Net Interest Income 45.96 34.30 41.56 145.16 Other Income 43.03 9.97 7
Slide 14: Balance Sheet As at 30.06.2026
Balance Sheet As at 30.06.2026 Particulars (Rs. in Cr.) 30-06-2026 30-06-2025 31-03-2026 Particulars (Rs. in Cr.) 30-06-2026 30-06-2025 31-03-2026 Assets Financial Assets 2,416.61 2,130.09 2,383.43 Liabilities Cash & Cash Equivalents 66.16 91.40 51.23 Financial Liabilities 1,049.86 908.03 1,093.62 B
Slide 15: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 16: Eminent Board of Directors
Eminent Board of Directors Dr. S. Ravi Sh. Ashok Kumar Garg Sh. Parkash Chand Mrs. Thankom T Mathew Non-Executive Chairman Director Independent Director Independent Director (Non-Independent Director) (Representing LIC) Dr. Mahabaleshwara MS Sh. Deepak Amitabh Sh. Aditya Kumar Halwasiya Sh. Anoop Ba
Slide 17: Managing Director & Leadership Team
Managing Director & Leadership Team • Masters in Business Administration (Gold Medalist) • Has over 35 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Adviso
Slide 18: Managing Director & Leadership Team
Managing Director & Leadership Team Mrs. Charu Singh, President (Credit) ▪ 27 years’ experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors ▪ Has contributed across multiple domains viz. credit appraisals, project m
Slide 19: Managing Director & Leadership Team
Managing Director & Leadership Team Mr. Tarun Gupta, Vice President (Business Development & Credit) • 19 years’ experience in wholesale banking including real estate, project financing, structured finance and business development. • He is B.Tech from IIT Delhi and Post graduate in Advanced Finance.
Slide 20: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 20
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