Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Investor Presentation (March 2026)
19 slides from Tourism Finance Corporation Of India's investor presentation, Mar 31, 2026
Slide 1: FY26 Investor Presentation
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Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: Track Record of Over 37 Years with dominance in Hotel Financing
Track Record of Over 37 Years with dominance in Hotel Financing 3
Slide 4: TFCI's Key Business Areas
TFCI’s Key Business Areas ➢ Hospitality Financing to remain the thrust area with emphasis on financing commercially viable tourism projects: ― Term loan for Setting-up Hotel, Resort, Motel, Spa/Health Resort, Apartment Hotels, Guest Houses, other approved Lodgings and restaurant chains. ― Term Loan
Slide 5: FY2025-26 Profitability & Financial Highlights
FY2025-26 Profitability & Financial Highlights
Slide 6: Financial Performance Highlights – Last 5 years
Financial Performance Highlights – Last 5 years 2020-21 2021-22 2022-23 2023-24 2024-25 FY25-26 Particulars (Audited) (Audited) (Audited) (Audited) (Audited) (Audited) Interest Income (Rs.in Cr.) 247.61 247.89 197.20 195.25 206.86 238.27 Other Operating Income (Rs.in Cr.) 10.9 6.42 34.50 46.79 53.20
Slide 7: Credit Rating
Credit Rating Rating Agency Rating Amount (Rs. In Cr) Rating Action Long Term Bonds Bank Borrowings AA- AA- Assigned INFOMERICS Outlook:Stable Outlook: Stable (March 2026) Bonds: 175.00 (300.00) A+ Reaffirmed ACUITE - Outlook: Stable (December 2025) (950.00) A+ Reaffirmed BRICKWORK Outlook: Stable -
Slide 8: Portfolio Mix – As on 31.03.2026
Portfolio Mix – As on 31.03.2026 Particulars No. of Borrowers O/S (Rs. In Cr.) PAN India Presence Loan Portfolio 63 2,088.14 State/Cities AUM (Rs. In Cr.) Gross NCDs (Project-related NCDs) - 100.73 Maharashtra 523.50 Gross Portfolio 2,188.87 Uttar Pradesh 575.34 Sectoral Distribution of Loan Portfol
Slide 9: FY26 – Financial Highlights
FY26 – Financial Highlights Profit before provision and tax Total Income (Rs. in cr) PBT (Rs. in cr) (Rs. in cr) 276.83 260.06 155.78 155.78 133.02 128.02 6% 17% 22% FY26 FY25 FY26 FY25 FY26 FY25 PAT (Rs. in cr) Book Value per Share (Rs.)* Earning per Share (Rs.)* 28.18 2.67 123.46 26.08 103.81 2.24
Slide 10: FY26 – Financial Highlights
FY26 – Financial Highlights Gross AUM (Gross Loan & Project Gross Loans (Rs. in cr) Return on Avg Loans (%) Related NCDs) (Rs. in cr) 2,088.14 12.70% 12.45% 2,188.87 1,693.57 1,693.57 29% 23% Mar-26 Mar-25 Mar-26 Mar-25 FY26 FY25 Gross NPL (%) Net NPL (%) Borrowings (Rs. in cr) 1,083.46 3.22% 866.09
Slide 11: FY26 – Financial Highlights
FY26 – Financial Highlights Cost of Borrowings (%) NIMs (%) ROAE (%) 9.65% 9.64% 6.43% 9.83% 9.10% 5.07% FY26 FY25 FY26 FY25 FY26 FY25 ROAA (%) Tangible Net Worth (Rs. in cr) Capital Adequacy Ratio (%) 1,304.84 5.47% 1,207.28 4.93% 8% FY26 FY25 FY26 FY25 11 Tourism Finance Corporation of India
Slide 12: Profit & Loss Statement – Quarter/Year Ended 31.03.2026
Profit & Loss Statement – Quarter/Year Ended 31.03.2026 Particulars (Rs. in Cr.) Q4FY26 Q4FY25 FY26 FY25 Income Interest Income 65.99 56.62 238.27 206.86 Interest Expense 24.43 24.47 93.11 100.17 Net Interest Income 41.56 32.15 145.16 106.69 Other Income 7.96 12.83 38.56 53.20 Net Total Income 49.52
Slide 13: Balance Sheet As at 31.03.2026
Balance Sheet As at 31.03.2026 Particulars (Rs. in Cr.) Mar-26 Mar-25 Particulars (Rs. in Cr.) Mar-26 Mar-25 Assets Financial Assets 2,383.43 2,069.28 Liabilities Cash & Cash Equivalents 51.23 125.67 Bank balance other than cash & cash equivalents 16.39 16.33 Financial Liabilities 1,093.62 883.41 Re
Slide 14: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 15: Eminent Board of Directors
Eminent Board of Directors Dr. S. Ravi Sh. Ashok Kumar Garg Sh. Parkash Chand Mrs. Thankom T Mathew Non-Executive Chairman Director Independent Director Independent Director (Non-Independent Director) (Representing LIC) Dr. Mahabaleshwara MS Sh. Deepak Amitabh Sh. Aditya Kumar Halwasiya Sh. Anoop Ba
Slide 16: Managing Director & Leadership Team
Managing Director & Leadership Team • Masters in Business Administration (Gold Medalist) • Has over 35 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Adviso
Slide 17: Managing Director & Leadership Team
Managing Director & Leadership Team Mrs. Charu Singh, President (Credit) ▪ 27 years’ experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors ▪ Has contributed across multiple domains viz. credit appraisals, project m
Slide 18: Managing Director & Leadership Team
Managing Director & Leadership Team Mr. Rajiv Singh, Senior Vice President (Finance and Accounts) • 25 years’ experience with listed companies, public financial institution in Company Secretary functions, Accounts Finance, Resource Mobilisation, Banking operations, Risk Management, Treasury, RBI Com
Slide 19: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 19
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