Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — FY2026 Earnings Presentation
20 slides from Tourism Finance Corporation Of India's earnings presentation, Mar 31, 2026
Slide 1: FY26 Investor Presentation
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Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: Providing Financing Solutions for 37 Years
Tourism Finance Corporation of India Ltd. Providing Financing Solutions for 37 Years 3
Slide 4: TFCI – Vision and Mission
TFCI – Vision and Mission A responsible and trusted NBFC-ND-ML contributing to economic development and nation building by providing sustainable financing solutions across tourism, real-estate, infrastructure, manufacturing, Vision financial services and other allied & emerging sectors. • To support
Slide 5: TFCI’s Key Business Areas
TFCI’s Key Business Areas ➢ Lending to Hospitality/ Tourism sector for greenfield, brownfield, expansion, modernization/ renovation, long term working capital loan, refinancing and corporate purposes: : ― Term loan for Setting-up Hotel, Resort, Motel, Spa/Health Resort, Apartment Hotels, Guest House
Slide 6: Financial Performance Highlights – Last 5 years
Financial Performance Highlights – Last 5 years 2021-22 2022-23 2023-24 2024-25 FY25-26 Particulars (Audited) (Audited) (Audited) (Audited) (Audited) Interest Income (Rs.in Cr.) 247.89 197.20 195.25 206.86 238.27 Other Operating Income (Rs.in Cr.) 6.42 34.50 46.79 53.20 38.56 Total Income (Rs.in Cr.
Slide 7: Credit Rating- TFCI
Credit Rating- TFCI Rating Agency Rating Amount (Rs. In Cr) Rating Action Long Term Bonds Bank Borrowings AA- AA- Assigned INFOMERICS Outlook:Stable Outlook: Stable (March 2026) Bonds: 175.00 (300.00) A+ Reaffirmed ACUITE - Outlook: Stable (December 2025) (950.00) A+ Reaffirmed BRICKWORK Outlook: St
Slide 8: FY2025-26 Profitability & Financial Highlights
FY2025-26 Profitability & Financial Highlights
Slide 9: Portfolio Mix – As on 31.03.2026
Portfolio Mix – As on 31.03.2026 Particulars No. of Borrowers O/S (Rs. In Cr.) PAN India Presence Loan Portfolio 63 2,088.14 State/Cities AUM (Rs. In Cr.) Gross NCDs (Project-related NCDs) - 100.73 Maharashtra 523.50 Gross Portfolio 2,188.87 Uttar Pradesh 575.34 Sectoral Distribution of Loan Portfol
Slide 10: FY26 – Financial Highlights
FY26 – Financial Highlights Profit before provision and tax Total Income (Rs. in cr) PBT (Rs. in cr) (Rs. in cr) 276.83 260.06 155.78 155.78 133.02 128.02 6% 17% 22% FY26 FY25 FY26 FY25 FY26 FY25 PAT (Rs. in cr) Book Value per Share (Rs.)* Earning per Share (Rs.)* 28.18 2.67 123.46 26.08 103.81 2.24
Slide 11: FY26 – Financial Highlights
FY26 – Financial Highlights Gross AUM (Gross Loan & Project Gross Loans (Rs. in cr) Return on Avg Loans (%) Related NCDs) (Rs. in cr) 2,088.14 12.70% 12.45% 2,188.87 1,693.57 1,693.57 29% 23% Mar-26 Mar-25 Mar-26 Mar-25 FY26 FY25 Gross NPL (%) Net NPL (%) Borrowings (Rs. in cr) 1,083.46 3.22% 866.09
Slide 12: FY26 – Financial Highlights
FY26 – Financial Highlights Cost of Borrowings (%) NIMs (%) ROAE (%) 9.65% 9.64% 6.43% 9.83% 9.10% 5.07% FY26 FY25 FY26 FY25 FY26 FY25 ROAA (%) Tangible Net Worth (Rs. in cr) Capital Adequacy Ratio (%) 1,304.84 5.47% 1,207.28 4.93% 8% FY26 FY25 FY26 FY25 12 Tourism Finance Corporation of India
Slide 13: Profit & Loss Statement – Quarter/Year Ended 31.03.2026
Profit & Loss Statement – Quarter/Year Ended 31.03.2026 Particulars (Rs. in Cr.) Q4FY26 Q4FY25 FY26 FY25 Income Interest Income 65.99 56.62 238.27 206.86 Interest Expense 24.43 24.47 93.11 100.17 Net Interest Income 41.56 32.15 145.16 106.69 Other Income 7.96 12.83 38.56 53.20 Net Total Income 49.52
Slide 14: Balance Sheet As at 31.03.2026
Balance Sheet As at 31.03.2026 Particulars (Rs. in Cr.) Mar-26 Mar-25 Particulars (Rs. in Cr.) Mar-26 Mar-25 Assets Financial Assets 2,383.43 2,069.28 Liabilities Cash & Cash Equivalents 51.23 125.67 Bank balance other than cash & cash equivalents 16.39 16.33 Financial Liabilities 1,093.62 883.41 Re
Slide 15: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 16: Eminent Board of Directors
Eminent Board of Directors Dr. S. Ravi Sh. Ashok Kumar Garg Sh. Parkash Chand Mrs. Thankom T Mathew Non-Executive Chairman Director Independent Director Independent Director (Non-Independent Director) (Representing LIC) Dr. Mahabaleshwara MS Sh. Deepak Amitabh Sh. Aditya Kumar Halwasiya Sh. Anoop Ba
Slide 17: Managing Director & Leadership Team
Managing Director & Leadership Team • Masters in Business Administration (Gold Medalist) • Has over 35 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Adviso
Slide 18: Managing Director & Leadership Team
Managing Director & Leadership Team Mrs. Charu Singh, President (Credit) ▪ 27 years’ experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors ▪ Has contributed across multiple domains viz. credit appraisals, project m
Slide 19: Managing Director & Leadership Team
Managing Director & Leadership Team Mr. Rajiv Singh, Senior Vice President (Finance and Accounts) • 25 years’ experience with listed companies, public financial institution in Company Secretary functions, Accounts Finance, Resource Mobilisation, Banking operations, Risk Management, Treasury, RBI Com
Slide 20: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 20
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