Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — 9MFY26 Earnings Presentation
19 slides from Tourism Finance Corporation Of India's earnings presentation, Dec 31, 2025
Slide 1: 9MFY26 Investor Presentation
9MFY26 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: Track Record of Over 36 Years with dominance in Hotel Financing
Track Record of Over 36 Years with dominance in Hotel Financing 3
Slide 4: Key Business Areas
Key Business Areas ➢ Hospitality Financing to remain the thrust area with emphasis on financing commercially viable tourism projects: ― Term loan for Setting-up Hotel, Resort, Motel, Spa/Health Resort, Apartment Hotels, Guest Houses, other approved Lodgings and restaurant chains. ― Term Loan for las
Slide 5: 9M FY2025-26 Profitability & Financial Highlights
9M FY2025-26 Profitability & Financial Highlights
Slide 6: Financial Performance Highlights – Last 5 years
Financial Performance Highlights – Last 5 years 2020-21 2021-22 2022-23 2023-24 2024-25 9M FY25-26 Particulars (Audited) (Audited) (Audited) (Audited) (Audited) (Reviewed) Interest Income (Rs.in Cr.) 247.61 247.89 197.20 195.25 206.86 172.28 Other Operating Income (Rs.in Cr.) 10.9 6.42 34.50 46.79 5
Slide 7: Credit Rating
Credit Rating Rating Agency Rating Amount (Amt in Rs. Crore) Rating Action Long Term Bonds Bank Borrowings A+ ACUITE Reaffirmed - Outlook: Stable (December 2025) (950.00) A Reaffirmed CARE Outlook: Stable - (August 2025) (175.00) A+ Reaffirmed BRICKWORK Outlook: Stable - (July 2025) (334.74) A+ INFO
Slide 8: Portfolio Mix – As on 31.12.2025
Portfolio Mix – As on 31.12.2025 Particulars No. of Borrowers O/S (Rs. In Cr.) PAN India Presence Loan Portfolio 65 2,035.72 Gross NCDs (Project-related NCDs) - 66.04 State/Cities AUM (Rs. In Cr.) Gross Portfolio 2,101.76 Uttar Pradesh 519.76 Sectoral Distribution of Loan Portfolio Maharashtra 506.0
Slide 9: 9MFY26 – Financial Highlights
9MFY26 – Financial Highlights Profit before provision and tax Total Income (Rs. in cr) PBT (Rs. in cr) (Rs. in cr) 133.02 128.02 260.06 115.06 115.06 202.89 96.71 91.71 190.61 25% 6% 19% 9MFY26 9MFY25 FY25 9MFY26 9MFY25 FY25 9MFY26 9MFY25 FY25 PAT (Rs. in cr) Book Value per Share (Rs.)* Earning per
Slide 10: 9MFY26 – Financial Highlights
9MFY26 – Financial Highlights Gross AUM (Gross Loan & Project Gross Loans (Rs. in cr) Return on Avg Loans (%) Related NCDs) (Rs. in cr) Gross NPL (%) Net NPL (%) Borrowings (Rs. in cr) 3.92% 1.61% 0.00% Dec-25 Dec-24 Mar-25 10 Tourism Finance Corporation of India
Slide 11: 9MFY26 – Financial Highlights
9MFY26 – Financial Highlights Cost of Borrowings (%) NIMs (%) ROAE (%) ROAA (%) Tangible Net Worth (Rs. in cr) Capital Adequacy Ratio (%) 11 Tourism Finance Corporation of India
Slide 12: Profit & Loss Statement – Nine Months Ended 31.12.2025
Profit & Loss Statement – Nine Months Ended 31.12.2025 Particulars (Rs. in Cr.) Q3FY26 Q3FY25 9M FY26 9M FY25 FY25 Income Interest Income 58.92 48.12 172.28 150.24 206.86 Interest Expense 23.71 26.11 68.68 75.70 100.17 Net Interest Income 35.21 22.01 103.60 74.54 106.69 Other Income 11.67 16.02 30.6
Slide 13: Balance Sheet As at 31.12.2025
Balance Sheet As at 31.12.2025 Particulars (Rs. in Cr.) 31.12.2025 31.12.2024 31.03.2025 Particulars (Rs. in Cr.) Dec-25 Dec-24 Mar-25 Assets A. Financial Assets 2,228.94 2,131.61 2,069.28 Liabilities Cash & Cash Equivalents 28.19 56.55 140.67 Financial Liabilities 969.98 978.59 883.41 Bank balance
Slide 14: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 15: Eminent Board of Directors
Eminent Board of Directors Mrs. Thankom T Mathew Sh. Ashok Kumar Garg Dr. S. Ravi Sh. Parkash Chand Sh. Bapi Munshi Independent Director Independent Director Non-Executive Chairman Director Independent Director (Non-Independent Director) (Representing LIC) Dr. Mahabaleshwara MS Sh. Deepak Amitabh Sh
Slide 16: Managing Director & Leadership Team
Managing Director & Leadership Team • Masters in Business Administration (Gold Medalist) • Has over 35 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Adviso
Slide 17: Managing Director & Leadership Team
Managing Director & Leadership Team Mrs. Charu Singh, President (Credit) ▪ 27 years’ experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors ▪ Has contributed across multiple domains viz. credit appraisals, project m
Slide 18: Managing Director & Leadership Team
Managing Director & Leadership Team Mr. Rajiv Singh, Senior Vice President (Finance and Accounts) • 25 years’ experience with listed companies, public financial institution in Company Secretary functions, Accounts Finance, Resource Mobilisation, Banking operations, Risk Management, Treasury, RBI Com
Slide 19: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 19
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