Slide 1: Deliver and renew for continuous profitable growth
Timo Levoranta, President & CEO 6.8.2026 Deliver and renew for continuous profitable growth Digia Plc’s Half-year Financial Report January-June 2026 PUBLIC
Slide 2: Content
PUBLIC CONTENT Content Digia today & strategy H1/2026 Q2/2026 Profit guidance
Slide 3: Trusted European partner in intelligent business
PUBLIC Trusted European partner in intelligent business Consulting, software, and services company Growth strategy: Rethink intelligent business • We bring the benefits of AI into our customers’ everyday processes, products, and services throughout their entire life cycle • International expansion i
Slide 4: Digia's evolution journey
PUBLIC Digia's evolution journey Digia in 2016 Digia today Comprehensive offering Back-end focused offering enhanced with AI ”A holding company” Leveraging Digia’s full strength Traditional working culture Modern community Domestic International
Slide 5: Our cultural principles shape how we work together
PUBLIC It’s all about experts Our cultural principles shape how we work together LEARNING – Every Digia employee is a Senior Trainee SHARING – Together we know more PROFESSIONAL PRIDE – We stand behind our work COURAGE – It will not sting that bad
Slide 6: Digia's business philosophy and track record: Renew and grow
PUBLIC Digia’s business philosophy and track record: Renew and grow Revenue, EUR million EBIT, EUR million 10 years of profitable growth 250 MEUR 2,7 x 20000 3,1 x 200 200 15000 150 10000 100 150 50 5000 0 0 Personnel Earnings/share, EUR 100 2000 0,6 2,1 x 2,5 x 0,5 1500 0,4 50 1000 0,3 0,2 500 0,1
Slide 7: Rethink Intelligent Business
PUBLIC Rethink Intelligent Business Digia’s updated strategy 2026–2028
Slide 8: Growth strategy: Rethink intelligent business
PUBLIC Growth strategy: Rethink intelligent business We bring the benefits of AI into our customers’ everyday processes, products, and services throughout their entire life cycle International expansion in Europe
Slide 9: Growth targets for the strategy period
PUBLIC Growth targets for the strategy period Net sales growth EBITA margin International expansion in Europe > 10% > 12% 30% including organic and inorganic at the end of the strategy period of net sales are generated outside growth Finland at the end of the strategy period
Slide 10: Strategy-aligned growth investments
PUBLIC Strategy-aligned growth investments Strategy-aligned growth investments Productization International AI solutions and Expertise and scalability expansion autonomous services
Slide 11: Main phases of strategy execution
PUBLIC Main phases of strategy execution 2026 – Renew Renew operations, invest in service offering and productization 2027 – Grow Accelerate growth 2028 – Scale Expand the business Acquisitions are part of our strategy execution.
Slide 12: H1/2026: Renew & grow
PUBLIC H1/2026: Renew & grow MEUR 200 Strategy implementation continued Market conditions varied by country and 150 customer +2.9% Profitable growth continued 100 50 Net sales Growth EBITA margin 110.7 MEUR 2.9% 5.8% 0 2012–2015: Digia & Qt
Slide 13: Q2/2026 Market & Key Figures
PUBLIC Q2/2026 MARKET & KEY FIGURES
Slide 14: Q2/2026: selected highlights
PUBLIC Q2/2026: selected highlights Customers Digia & AI Sustainability AI Solutions & consulting for selected sectors e.g. security, pension insurance, energy and healthcare Finnish Defence Forces: AI Centre of Excellence SBTi approved Digia’s near-term emissions reduction targets Digia AI Hammer I
Slide 15: Market & net sales Q2/2026
PUBLIC Market & net sales Q2/2026 • The market environment remained soft, and customer decision- Net sales making continued to be cautious in Finland. 54.3 M€ • Digia’s own product Digia Financial Systems performed well with a strong outlook • International expansion: Very strong organic growth with
Slide 16: Q2/2026 profitability held steady at 5.8%
PUBLIC Q2/2026 profitability held steady at 5.8% MEUR 4 0,4 Investments Operating profit (EBITA) in strategy 3.1 MEUR 3,5 0,2 execution 3,1 3,1 3 R&D 2,5 Investments 2 Non-recurring items 0.6 MEUR 1,5 • 0.4 MEUR project write-down 1 • 0.2 MEUR restructuring costs 0,5 0 EBITA Q2/2025 EBITA Q2/2026 Re
Slide 17: International business expanded
PUBLIC International business expanded Share of net sales Q2/2025- Q2/2026 Share of international business 21.4% 25% at the end of Q2 2026 20.8% 21.4% 19.6% 20.3% 20% 14.6% 15% 10% Target at the end of the 30% 2026–2028 strategy period 5% 0% Q2/2025 Q3/2025 Q4/2025 Q1/2026 Q2/2026
Slide 18: Service business continues to bring stability, growth +1.6%
PUBLIC Service business 49.5% Q2/2026 Service business continues to bring stability, growth +1.6% 50.5% Project business Share of net sales Q2/2026
Slide 19: Digia's strong balance sheet further strengthened to support future growth and M&A
PUBLIC Digia’s strong balance sheet further strengthened to support future growth and M&A Operating cash flow* Net gearing** Equity ratio** 8 MEUR 23.4% 48.5% (7 MEUR) (29.4%) (43.7%) * H1/2026 ** 30.6.2026
Slide 20: Q2 summary
PUBLIC Q2 summary Trusted partner in intelligent business Market environment remained challenging Continued to deliver profitable growth Net sales +1.0% Very strong growth with Savangard in Poland Strong development with Digia Financial Systems product business Balance sheet strengthened 30.6.2026:
Slide 21: Digia's profit guidance for 2026
PUBLIC MEUR 200 Digia’s profit guidance for 2026 150 Digia’s net sales will grow (EUR 217.0 million 100 in 2025), and its operating profit (EBITA) will either remain on a par with or increase compared to 2025 (EUR 21.3 million in 2025). 50 0 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 202
Slide 22: Unlock your intelligence. Thank you
22 Unlock your intelligence. Thank you Images created in assistance with AI by Digia.
Slide 23: Key figures Q2/2026 & H1/2026
PUBLIC Key figures Q2/2026 & H1/2026 EUR 1,000 4-6/2026 4-6/2025 Change, % 1-6/2026 1-6/2025 Change, % 2025 Net sales 54,260 53,741 1.0% 110,676 107,517 2.9% 217,028 Operating profit 3,124 3,120 0.1% 6,393 7,673 -16.7% 21,337 (EBITA) EBITA % 5.8% 5.8% 5.8% 7.1% 9.8% Operating profit 2,368 2,232 6.1%