Digia Oyj · OMXHEX:DIGIA

Digia Oyj — Q3 2026 Earnings Presentation

17 slides from Digia Oyj's earnings presentation, Oct 27, 2026

  1. Slide 1: Q3: EBITA 10.6% and strong performance with own products

    Timo Levoranta, President & CEO 27.10.2026 Q3: EBITA 10.6% and strong performance with own products Digia Plc’s Business review January-September 2026 PUBLIC

  2. Slide 2: Content

    PUBLIC CONTENT Content Strategy Q3/2026 Profit guidance

  3. Slide 3: Rethink Intelligent Business: Digia's updated strategy 2026–2028

    PUBLIC Rethink Intelligent Business Digia’s updated strategy 2026–2028

  4. Slide 4: Growth strategy: Rethink intelligent business

    PUBLIC Growth strategy: Rethink intelligent business We bring the benefits of AI into our customers’ everyday processes, products, and services throughout their entire life cycle International expansion in Europe

  5. Slide 5: Growth targets for the strategy period

    PUBLIC Growth targets for the strategy period Net sales growth EBITA margin International expansion in Europe > 10% > 12% 30% including organic and inorganic at the end of the strategy period of net sales are generated outside growth Finland at the end of the strategy period

  6. Slide 6: Main phases of strategy execution

    PUBLIC Main phases of strategy execution 2026 – Renew Renew operations, invest in service offering and productization 2027 – Grow Accelerate growth 2028 – Scale Expand the business Acquisitions are part of our strategy execution.

  7. Slide 7: Strategy-aligned growth investments

    PUBLIC Strategy-aligned growth investments Cornerstones of our strategy Productization AI solutions and International Expertise and scalability autonomous expansion services

  8. Slide 8: Q3/2026 Market & key figures

    PUBLIC Q3/2026 MARKET & KEY FIGURES

  9. Slide 9: Q3 highlight: strong performance in own products

    PUBLIC Q3 highlight: strong performance in own products OP Pohjola City of Tampere • Modernization of OP Pohjola’s core • Modernization of financial management securities systems and processes based system based on Digia Envision on Digia Financial Systems platform • New customer market for Digia En

  10. Slide 10: Q3: AI-driven demand & Digia's approach

    PUBLIC Q3: AI-driven demand & Digia’s approach Business & Proof of value AI foundation Business processes technology strategy Transformation Smaller projects Strong data & integration Own & 3rd party products consulting & AI strategy expertise & platforms AI Partnerships Governance I Expertise I Pla

  11. Slide 11: Market & net sales Q3/2026

    PUBLIC Market & net sales Q3/2026 Net sales • Caution persists but market sentiment has improved 49.0 M€ • Digia’s own products achieved significant new wins • Strongest sales quarter of the year Organic growth • International expansion: Savangard continued to -0.6% grow in Central Europe

  12. Slide 12: Profitability in Q3/2026 highest of the year at 10.6%

    PUBLIC Profitability in Q3/2026 highest of the year at 10.6% MEUR 6 12,0 % 5,2 10,6 % Operating profit (EBITA) 5 10,0 % 4 3,3 8,0 % 5.2 MEUR (+0.5%) 3,1 3 6,0 % 5,8 % EBITA margin 5,8 % 2 4,0 % 1 2,0 % 10.6% (10.5%) 0 0,0 % EBITA includes investments in strategy Q1/2026 Q2/2026 Q3/2026 implementatio

  13. Slide 13: Service business continues to bring stability, growth +2.3%

    PUBLIC Service business 53.4% Q3/2026 Service business continues to bring stability, growth +2.3% 46.6% Project business Share of net sales Q3/2026

  14. Slide 14: International business expanded

    PUBLIC International business expanded 23% Share of international business 22,1 % 22.1% at the end of Q3 2026 22% 21,4 % 21% 20,8 % 20,3 % 20% 19,6 % 19% Target at the end of the 30% 2026–2028 strategy period 18% 17% Q3/2025 Q4/2025 Q1/2026 Q2/2026 Q3/2026

  15. Slide 15: Digia's profit guidance for 2026 (updated 22.9.2026)

    PUBLIC MEUR 200 Digia’s profit guidance for 2026 (updated 22.9.2026) 150 Digia’s net sales will grow (EUR 217.0 million 100 in 2025), and EBITA operating profit (EUR 21.3 million in 2025) will be lower than in 2025. 50 0 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

  16. Slide 16: Unlock your intelligence. Thank you

    16 Unlock your intelligence. Thank you Images created in assistance with AI by Digia.

  17. Slide 17: Key figures Q3/2026 & 1-9/2026

    PUBLIC Key figures Q3/2026 & 1-9/2026 EUR 1,000 7-9/2026 7-9/2025 Change, % 1-9/2026 1-9/2025 Change, % 2025 Net sales 48,951 49,267 -0.6% 159,627 156,784 1.8% 217,028 Operating profit 5,175 5,150 0.5% 11,569 12,823 -9.8% 21,337 (EBITA) EBITA % 10.6% 10.5% 7.2% 8.2% 9.8% Operating profit 4,552 4,333

Digia — Q3 2026 Earnings Presentation on 6ix