Slide 1: The strongest quarter of the year
DIGIA PLC BUSINESS REVIEW JANUARY–SEPTEMBER 2025 The strongest quarter of the year Net sales +8,4 %, EBITA margin 10,5 % Timo Levoranta, CEO 23.10.2025 PUBLIC
Slide 2: Content
<PUBLIC / DIGIA INTERNAL ONLY / DIGIA CONFIDENTIAL 23.10.2025 2 [SCOPE/PROJECT/DG/BU] / DIGIA-RESTRICTED> CONTENT Content Digia today Vision and strategy Growth strategy implementation Q3/2025 Market and key figures Q3/2025 Profit guidance
Slide 3: Digia today
Digia today Digia’s growth journey 2016-2024 Over 1 600 professionals Strategy MEUR 200 Unlock Your Intelligence 150 1. Genuine partnership with customers. 100 2. Comprehensive offering enhanced by AI. 50 3. World class partners. 0 Locations 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 202
Slide 4: Vision and Strategy
PUBLIC Vision and Strategy digia
Slide 5: Vision - Our Perspective
PUBLIC digia.com Vision - Our Perspective The level of automation and intelligence increases. Digital evolution drives towards automation and AI- assisted or AI-driven processes and services. Instead of isolated solutions, the renewal of the entire business is being considered. Stock exchange releas
Slide 6: Sustainable profitable growth Strategy
PUBLIC Sustainable profitable growth Strategy Unlock Your Intelligence 1. Genuine partnership with customers. 2. Comprehensive offering enhanced by AI. 3. World class partners Locations Deliveries
Slide 7: Digia's competitive advantages
PUBLIC Digia’s competitive advantages Trusted partner to Versatile service and AI- and Large share of Strong financial customers product offering automation service business position solutions (51,9 %) Wide customer base – The entire lifecycle from business critical design to maintenance Enrich the
Slide 8: Trusted partner
PUBLIC Trusted partner NPS* Wide customer base – business critical solutions 61 Security sensitive & Puolustusvoimat public sector Finance Pension funds Telecom & media Wholesale & retail Transportation Energy Manufacturing *Key accounts, Customer Satisfaction Survey 2025
Slide 9: "AI-powered" service and product offering
PUBLIC ”AI-powered” service and product offering Full lifecycle from design to maintenance and continuous development Consultation & Digital AI + Data & Business Managed Design Services Integrations Solutions Solutions & Security 24/7 maintenance and monitoring Business Operations Center
Slide 10: AI-powered results
Al-POWERED RESULTS Minna Vuorio Telinekataja Our billing team manually processes an average of 10 work orders per hour; now they come to us pre-processed. It’s easy to calculate the significant efficiency leap this represents. We estimate that the workload of 2-3 people can now be redirected to othe
Slide 11: Business model
PUBLIC Business model Service business grew 10% compared to Q3/2024 Service business 51,9 % Service and maintenance business brings stability to business operations. 48,1 % Project business Share of net sales Q3/2025
Slide 12: Sustainable Growth Strategy Implementation Q3/2025
PUBLIC Sustainable Growth Strategy Implementation Q3/2025
Slide 13: Savangard commercial integration off to a stronger start than expected
PUBLIC Q3/2025: Savangard commercial integration off to a stronger start than expected Intelligent Integration Powerhouse 19.7 MEUR four-year integration contract. New integration contact with a major Finnish customer. 420 integration specialists 300 AI and data professionals 4.1 MEUR three-year 1.2
Slide 14: Q3/2025: New contracts and customer references
PUBLIC Q3/2025: New contracts and customer references 19.7-million-euro integration Finnish Defence Forces agreement Focus on data and AI Voimatel Accelerating AI: Integration contract with a major Finnish customer AI governance model and roadmap, and Fabric-based data platform New contract with HSL
Slide 15: Q3/2025: Scalability through service productization
PUBLIC Q3/2025: Scalability through service productization Digia API Factory Business Operations Center Productized delivery model Launched Q2’25 International delivery capability, 28 new service contracts specialized expertise and cost efficiency Net sales up +6% Leveraging AI extensively First cus
Slide 16: Examples of Q3/2025 AI solution sales
PUBLIC Examples of Q3/2025 AI solution sales • ERP AI assistant – multiple implementations • AI sustainability solution – Digital twin • Financial AI solution for automation Data-Driven • AI analytics expert services Operational • Pension process AI automation Managementan • AI-assisted data collect
Slide 17: Market and key figures Q3/2025
PUBLIC Market and key figures Q3/2025
Slide 18: Market Q3/2025
PUBLIC Market Q3/2025 Q3/2025 – Nasdaq OMX Helsinki Reported revenue growth of IT service companies* 10% • Some market caution persists, with intense 5% competition • Customers appreciate reliable operators with a 0% comprehensive offering -5% • Automation and AI becoming a stronger part of -10% bus
Slide 19: Q3/2025: Results
PUBLIC Q3/2025: Results Profitable growth continued Organic growth in areas including: data-driven services, Net sales Net sales growth financial sector solutions, customer relationship management solutions, and integration services. 49.3 MEUR 8.4% Partly offset by project delays and (45.4 MEUR) mar
Slide 20: Q3/2025: EBITA operating profit analyses
PUBLIC Q3/2025: EBITA operating profit analyses EBITA MEUR EBITA operating profit was impacted by: Q3/2024 ▪ Acquisition-related non-cash costs 0.3 MEUR 5 5.6 5.6 MEUR MEUR ▪ Savangard integration costs 0.1 MEUR 4 ▪ The 2024 comparison period included the previously // reported positive adjustment o
Slide 21: Q3/2025: Key achievements
PUBLIC Q3/2025: Key achievements Operational activities Strategy execution Net sales growth EBITA % Savangard commercial International integration with a business 8.4% strong start 49.3 MEUR 10.5% 19.6% (11.3%) (12.3%) AI solution Adjusted Most remarkable sales Service offering sales EBITA % togethe
Slide 22: Digia's profit guidance for 2025
PUBLIC Digia’s profit guidance for 2025 Digia’s net sales will grow (EUR 205.7 million in 2024) and its operating profit (EBITA) will either increase or remain on a par with 2024 (EUR 21.2 million in 2024).
Slide 23: Trusted partner in intelligent business
Trusted partner in intelligent business Images created in assistance with AI by Digia.
Slide 24: Key figures Q3/2025 & 1-9/2025
PUBLIC Key figures Q3/2025 & 1-9/2025 EUR 1,000 7-9/2025 7-9/2024 Change, % 1-9/2025 1-9/2024 Change, % 2024 Net sales 49,267 45,438 8.4% 156,784 151,148 3.7% 205,672 Operating profit (EBITA) 5,150 5,569 -7.5% 12,823 15,311 -16.2% 21,161 EBITA margin 10.5% 12.3% 8.2% 10.1% 10.3% Operating profit (EB