Moneyonmobile, Inc · OTC:MOMT
Moneyonmobile — Virtual Investor Conference October 2017
21 slides from Moneyonmobile's conference presentation, Oct 11, 2017
Slide 1: Investor Presentation - Virtual Investor Conference October 5th, 2017
1 Investor Presentation Virtual Investor Conference October 5th, 2017 M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 2: Safe Harbor Provision
SAFE HARBOR PROVISION 2 This presentation and comments made by management may contain forward-looking statements that involve a number of risks and uncertainties associated with our business. The factors that could cause our actual results of operations to differ materially from any forward-looking
Slide 3: Connecting Cash-Based India Consumers to the Digital World
Connecting Cash-Based India Consumers to the Digital World M O N E Y O N M O B I L E O T C Q X : M O M T 3
Slide 4: Context: 90% of consumer payments in India are cash-based
That’s 600 million people. CONTEXT 4 90% of consumer payments in India are cash-based. Half of all Indians don’t have access to a bank account. M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 5: Bank coverage, time consumption and cash insecurity
5 Going to multiple locations to handle these transactions is time-consuming and requires expensive transit. Bank coverage in India is sparse, only 200k banks, but over 600k towns and villages. Most Indians are not appealing customers to banks, nor do banks offer viable products to this segment. BAN
Slide 6: Meet Mohan: Our Consumers
6 • Dockworker in Calcutta. • His family Lives in Bihar – 500 miles away. • Needs to send money to family, pay his cell phone bill, and process a variety of other transactions. • There are 600 million Mohans in India MEET MOHAN OUR CONSUMERS M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 7: MoneyOnMobile brings the digital economy the last mile to the consumer
7 MoneyOnMobile brings the digital economy the last mile to the consumer with electronic transactions powered by cash. 7 M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 8: Platform
PLATFORM 8 Our platform aggregates transactions making for one-stop shopping. MONEY TRANSFER MOBILE TOP-UP CASH-OUT TRAVEL BILL PAY INSURANCE E-COMMERCE SMALL VALUE TRANSACTIONS M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 9: How It Works: The Flow
9 1. Consumer hands cash to retailer. 2. Retailer process cash electronically. 3. MoneyOnMobile conducts transaction with vendor. 4. Consumer receives receipt of transaction. CASH SMS RECEIPT ELECTRONIC CONSUMER RETAILER VENDOR HOW IT WORKS THE FLOW M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 10: Our Results
10 335,000 retailers. In 700 Indian cities. Over 200 million customers touched. Over $2 billion processed. Negligible customer acquisition cost. Near zero transaction cost. M O N E Y O N M O B I L E O T C Q X : M O M T OUR RESULTS
Slide 11: Competitive Landscape
600m 200m Unbanked Banked Real competitor is CASH. 90% of transactions in India happen in cash. COMPETITIVE LANDSCAPE 11 M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 12: Financial Results
FINANCIAL RESULTS 12 Revenue growth from January thru August 2017. 144% GROWTH DRIVERS M O N E Y O N M O B I L E O T C Q X : M O M T • Remittance demand. • Lifts all sales in ATM store. • Line of credit. • Quality of service.
Slide 13: 2017 Processing Volume Growth
2017 PROCESSING VOLUME GROWTH (unaudited) 13 M O N E Y O N M O B I L E O T C Q X : M O M T $2+ Billion Processed since inception 9% 21% 5% 21% 20% 18% 19% All numbers USD$ unaudited
Slide 14: 2017 Revenue: Actual
2017 REVENUE: ACTUAL (unaudited) 14 277K 685K All numbers USD$ unaudited $8.2 Million (Run-rate based on August) M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 15: Growth Accelerator
15 Makes our agents mini-ATMs. Retailers monetize the cash in their tills. Retailers do not need a bank account. Increases company revenue up to 172% after deployment. M O N E Y O N M O B I L E O T C Q X : M O M T GROWTH ACCELERATOR
Slide 16: MOM ATM: Early Success
MOM ATM: EARLY SUCCESS 16 • Immediate revenue growth. • Creates additional foot traffic. • Increase in transactions across all product types. Data from January to August 2017 Per-store revenue increase with roll out of MOM ATM. ENABLED RETAILERS 172% M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 17: Management Team
MANAGEMENT TEAM 17 Ranjeet Oak FOUNDER & PRESIDENT - INDIA Alumni of IIM Lucknow, 20+ years experience 7 years payment space Will Dawson COO - USA University of Pennsylvania MasterCard Mobile Money, COO Launched Mobile Money in Egypt & Turkey Harold Montgomery CEO - USA Stanford Univeristy, MBA Star
Slide 18: Board
BOARD 18 • Offers digital payment services to unbanked merchants. • IPO’d in November 2015. • Market capitalization: USD 10.9 Billion. • Revenue: USD 1.7 Billion. *DATA FROM 2016 Jim McKelvey BOARD DIRECTOR CO-FOUNDER OF SQUARE SQUARE OVERVIEW M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 19: Growth Opportunity
Growth Opportunity TRANSACTIONAL COSTS DOWN OPENS OPPORTUNITES 19 Number of Transactions Transaction Siz e Competitor Processing Costs Our Processing Costs Kevin Kelly: Anticipate Free Create a gap and then fill it M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 20: Earning Opportunities: Future Growth
20 Banking Government Benefits Education Healthcare Big Data Digital Commerce Entertainment Any small value transaction EARNING OPPORTUNITIES FUTURE GROWTH M O N E Y O N M O B I L E O T C Q X : M O M T
Slide 21: Find out more at www.MoneyOnMobile-USA.com
Find out more at www.MoneyOnMobile-USA.com OTCQX: MOMT
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