MoneyOnMobile, Inc · OTC:MOMT
MoneyOnMobile — Q3 FY2017 Earnings Presentation
22 slides from MoneyOnMobile's earnings presentation, Feb 14, 2017
Slide 1: Q3 Earnings Call Feb 14, 2017
Q3 Earnings Call Feb 14, 2017 DALLAS, TEXAS, USA QTCQX: MOMT | http://Investors.MoneyOnMobile.in
Slide 2: Safe Harbor Provision
This presentation and comments made by management may contain forward-looking statements that involve a number of risks and uncertainties associated with our business. The factors that could cause our actual results of operations to differ materially from any forward-looking statements by our manage
Slide 3: Business Update
Business Update Business Highlights Operational Overview Operating Environment Money On Mobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 3
Slide 4: Agent Assisted Transactions
Agent Assisted Transactions Consumer Needs to pay a bill or remit money across the country Agent Uses MoneyOnMobile to perform financial transactions ₹ CASH MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 4 4
Slide 5: Results To Date
Results To Date LARGEST AGENT NETWORK SERVED TO DATE WIDE RANGE OF TRANSACTIONS ₹ 5
Slide 6: Demonetization
Overnight, the Indian Prime Minister killed 86% of the nation’s currency. DEMONETIZATION Old Notes New Notes MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 6
Slide 7: Long bank lines & Cash shortage
Long bank lines & Cash shortage RESULT 7
Slide 8: Our Services In Action: MOM ATM Cash Out Service
Our Services In Action New MOM ATM: Cash Out Service 8
Slide 9: Our Services In Action: MOM ATM POS Service
Our Services In Action New MOM ATM: POS Service 9
Slide 10: MOM ATM: Features
Our Services In Action New MOM ATM: Features Cash out, like an ATM In-store purchases ATM with no machines Cash comes from merchants till MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 10
Slide 11: James McKelvey on MOM ATM
James McKelvey on MOM ATM MOM Director & Co-Founder of Square, one of the fastest growing technology companies in the US 11
Slide 12: Management Team
Management Team Alumni of IIM Lucknow with over 20 years of experience out of which 7 years in the payment space Ranjeet Oak Founder & President · India Stanford University MBA, 1985 Started in Payments in 1987 Harold Montgomery CEO · USA 12 years of experience in the payment space with Easy Bill &
Slide 13: Financial Overview
Financial Overview Processing Volume Trend Selected Financial Overview Revenue Trend Margin Trend Money On Mobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 113
Slide 14: Q3 FY 2017 Financial Performance
Q3 2017 Q3 2016 Net Revenue $ 0.97 $ 1.61 Total Cost of Revenues 0.39 0.72 Gross Profit 0.58 0.89 Gross Profit Margin 59.4% 55.4% Q3 FY 2017 Financial Performance As Reported Currency Neutral -40% -37% -45% -43% -35% -33% 3.9 ppts 3.9 ppts Amounts shown in US$ millions (unaudited) MoneyOnMobile Q3 2
Slide 15: Processing Volume Trend
Processing Volume Trend Quarterly Processing Volumes in US$ (unaudited) 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1 2017 Q2 2017 Q3 50 300 250 200 150 100 0 $67 $108 $154 $216 $276 $224 $140 $109 M il lion s 50% decline in Q3 ‘17 processing volume over Q3 ‘16 Team focused on Margin MoneyOnMobile
Slide 16: Revenue Trend
Revenue Trend Quarterly Revenues in US$ (unaudited) 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1 2017 Q2 2017 Q3 2.5 2.0 1.5 1.0 0.5 0 $1.7 $1.3 $1.4 $1.6 $2.0 $1.4 $1.1 $1.0 M il lion s 40% decline in Q3 ‘17 Revenue over Q3 ‘16 MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://inv
Slide 17: Margin Trend
Margin Trend Quarterly Gross Margin in US$ (unaudited) 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1 2017 Q2 2017 Q3 75 % 60 % 45 % 30 % 15 % 0% Q3 ’17 Gross Margin was 59% (up 3.9 ppts) over Q3 ‘16 41% 41% 47% 55% 41% 53% 54% 59% MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://in
Slide 18: Looking Ahead
Looking Ahead Upcoming Changes Q4 2017 Thoughts MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 18
Slide 19: Growth Since Cash Re-Entered
Growth Since Cash Re-Entered Processing Volume in INR 119% Growth MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 19
Slide 20: MOM ATM Enabled Retailers
MOM ATM Enabled Retailers Dec 3, 2016 – Jan 23, 2017 MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 20
Slide 21: Potential for MOM ATM
Potential for MOM ATM MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 21
Slide 22: Q3 Earnings Call Feb 14, 2017
Q3 Earnings Call Feb 14, 2017 DALLAS, TEXAS, USA QTCQX: MOMT | http://Investors.MoneyOnMobile.in