Slide 1: Q2 2017 Earnings Call
Q2 2017 EARNINGS CALL OTC: MOMT November 14th, 2016 DALLAS / LONDON Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 1
Slide 2: Safe Harbor Provision
SAFE HARBOR PROVISION This presentation and comments made by management may contain forward-looking statements that involve a number of risks and uncertainties associated with our business. The factors that could cause our actual results of operations to differ materially from any forward-looking st
Slide 3: Business Update
BUSINESS UPDATE 3 Operational Overview Business Highlights Operating Environment Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN
Slide 4: Name Change Complete
NAME CHANGE COMPLETE Ticker Symbol Changed MOMT New Website www.MoneyOnMobile.in Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 4 Providing Clearer Picture of Our Business
Slide 5: Agent Assisted Transactions
AGENT ASSISTED TRANSACTIONS 5 Digital Money 326,401 Retail Stores Enabled On MoneyOnMobile Payment Network Earns Revenue from MoneyOnMobile for Assisting Consumers with Financial Transactions 188 Million Indian Mobile Phone Users Served to Date Saves Consumers Time and Money Cash $855 Million USD Pr
Slide 6: Financial Transactions Supported
FINANCIAL TRANSACTIONS SUPPORTED 6 Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN Domestic Remittance (P2P) Satellite Television Travel Tickets eCommerce Utility Payments Mobile Airtime Cash Collection Insurance* Cash Out* * In Trials Digital Locker*
Slide 7: Regulatory Changes
REGULATORY CHANGES Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 7 Removing Black Money From Circulation Images Source: http://govtnic.in/ Old Notes New Notes
Slide 8: Our Services in Action
OUR SERVICES IN ACTION Monday, 14 November 2016 8 HTTP://INVESTORS.MONEYONMOBILE.IN Domestic Remittance Confirmation
Slide 9: Our Services in Action
OUR SERVICES IN ACTION Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 9 Money Transfer in Arunachal Pradesh
Slide 10: Financial Empowerment
FINANCIAL EMPOWERMENT Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 10 Kalighat Society Training Kicked Off
Slide 11: Management Team
MANAGEMENT TEAM Monday, 14 November 2016 11 Jim McKelvey Director (USA) Co-founder of Square, one of the fastest growing technology companies in the US Harold Montgomery CEO (USA) Stanford University MBA, 1985 Started in payments in 1987 Strategic Relationships (India) 12 years of experience in paym
Slide 12: Financial Overview
FINANCIAL OVERVIEW 12 Selected Financial Overview Processing Volume Trend Revenue Trend Margin Trend Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN
Slide 13: Full Year Financial Performance
Full Year Financial Performance Amounts Shown in US$ millions Q2-to-Q2 Growth Q2 2017 Q2 2016 As Reported Currency Neutral Net Revenue $ 1.08 $ 1.44 -25% -22% Total Cost of Revenues 0.49 0.77 -35% -33% Gross Profit 0.59 0.68 -13% -9% Gross Profit Margin 54.2% 46.9% 7.3 ppts 7.3 ppts Monday, 14 Novem
Slide 14: Processing Volume Trend
PROCESSING VOLUME TREND QUARTERLY PROCESSING VOLUMES 10% Decline in Q2 `17 Processing Volume over Q2 `16 Team Focused on Margin Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 14 Currency conversion for Processing Volume done a constant exchange rate of 66 Indian Rupees to the US Doll
Slide 15: Revenue Trend
REVENUE TREND QUARTERLY REVENUES IN US$ 25% Decline in Q2 `17 Revenue over Q2 `16 Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 15 $1.5 $1.7 $1.7 $1.3 $1.4 $1.6 $2.0 $1.4 $1.1 $0.0 $0.5 $1.0 $1.5 $2.0 $2.5 2015 Q2 2015 Q3 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1 2017 Q2 Mi lli
Slide 16: Margin Trend
MARGIN TREND QUARTERLY GROSS MARGIN IN US$ Q2 `17 Gross Margin was 54% up 7.3 ppts over Q2 `16 Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 16 38% 35% 41% 41% 47% 55% 41% 53% 54% 0% 10% 20% 30% 40% 50% 60% 2015 Q2 2015 Q3 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1 2017 Q2
Slide 17: Looking Ahead
LOOKING AHEAD 17 Q3 2017 Thoughts Upcoming Changes Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN
Slide 18: Q2 2017 Earnings Call
Q2 2017 EARNINGS CALL OTC: MOMT Monday, 14 November 2016 HTTP://INVESTORS.MONEYONMOBILE.IN 18