Moneyonmobile, Inc · OTC:MOMT
Moneyonmobile — FY2017 Earnings Presentation
15 slides from Moneyonmobile's earnings presentation, Jul 6, 2017
Slide 1: Earnings Call
Py AO? Earnings Call M@® NEY N MOBILE July 6, 2017 DALLAS, TEXAS, USA OTCQX: MOMT | _http://Investors.MoneyOnMobilein
Slide 2: Safe Harbor Provision
This presentation and comments made by management may contain forward- looking statements that involve a number of risks and uncertainties associated with our business The factors that could cause our actual Safe Harb or results of operations to differ materially p rovision from any forward-looking
Slide 3: Retailer Assisted Transactions
Retailer Assisted Transactions DIAS —_ a ono| _ CASH f CASH Consumer A Retailer Consumer B Needs to pay a bill or remit Uses MoneyOnMobile Needs to withdraw cash from money across the country to perform financial transactions his bank account or payroll card - A 4 MoneyOaMebisFY2017 Engl hi 2017 Rp/
Slide 4: Results To Date
Results To Date LARGEST AGENT NETWORK 335,000+ Agents 700+ Cities WIDE RANGE OF TRANSACTIONS 55 Different Financial Transactions SERVED TO DATE 198 Million Customers Served $1.8 Billion USD Processed ~ MOMicoue
Slide 5: Selected Financial Overview
1 Selected Financial Overview Revenue Trend Financial Overview = = Change In Category Revenue Ly Margin Trend MoneyOnMobile FY 2017 Earnings Call - July 6, 2017 - http://investors MoneyOnMobile.in
Slide 6: FY 2017 Financial Performance
FY 2017 Financial Performance Amounts shown in US$ millions FY 2017 FY 2016 As Reported Net Revenue $4.3 $63 -32.3% Total Cost of Revenues $19 $34 -44,.7% Gross Profit $2.4 $2.9 -17.9% Gross Profit Margin 59.9% 46.1% +98 % a aA
Slide 7: Demonetization and its Impact
Demonitization and its Impact DEMONETIZATION Overnight, the Indian Prime Minister killed 86% of the nation’s currency. RESULT Long bank lines & Cash shortage ~” oh MOMicoue
Slide 8: Impact of Jio Data Giveaway
Impact of o o infeMane “39% -36% _ Measured drop in cost of data Drop in MOM Mobile Top-Up and Airtime Market of per GB in India DTH business during same period JIO Data Giveaway
Slide 9: Revenue Trend
Revenue Trend December 2016 — June 2017 $500k $400k $251k oark 18.6M $300k %16.9M 7 e $200k +10% $100k 0) Dec'16 Jan'17 $e $433k bales 229.4M e $306k oa ’ $275k 319.7M es $235k 218.6 M . 443% 215.9M e oO 7% = Feb '17 Mar '17 Apr'17 May'17 — June '17
Slide 10: Change in Category Level Revenue
Change in Category Level Revenue January — June 2017 Jan ‘17 Feb ‘17 Mar ‘17 Apr ‘17 May ‘17 June ‘17 Domestic Remittance / 133.35% 10.41% 42.41% 19.43% 85.93% 15.17% MOM ATM Mobile/TV Top Up -8.71% -24.63% 2.62% -6.07% 2.66% -8.47% All Other 3.33% -16.57% 14.43% -14.73% 16.05% -13.82%
Slide 11: Margin Trend
Margin Trend Monthly Gross Margin, October 2016 — June 2017 Shee 61.2% 61.1% 60% e 55% e 55.4% 50% Oct'16 Nov'16 Dec'16 Jan'17 Feb'17 Mar'17 Apr'17 May'17 June'17 ~ LLL
Slide 12: MOM ATM In Action
MOMATM In Action un ER n0/00-00/00 0009 Shee OODT Cash out, like an ATM In-store purchases ATM with no machines Cash comes from merchants till
Slide 13: India's ATM Market Is Drastically Underserved
India's ATM Market Is Drastically Underserved @ ATMs in India - Current @ ATMs in India - Needed 13 India currently has ~200,000 ATMs for it's 1.3B citizens. If India were to have the same ratio of ATMs to people as the US, it would need almost 2M more. 8 July 6, 2017 M wey OMe
Slide 14: MOM ATM and Domestic Remittances: Driving Growth
MOM ATM and Domestic Remittances: Driving Growth 0 Growth Drivers 0 Pre-load from retailer Lift in MOM ATM Store Monthly Compounded Revenue Line of credit Growth from Jan to May 2017 Consistency of service
Slide 15: Earnings Call
Py AO? Earnings Call M@® NEY N MOBILE July 6, 2017 DALLAS, TEXAS, USA OTCQX: MOMT | _http://Investors.MoneyOnMobilein