Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — 9MFY23 Earnings Presentation
17 slides from Tourism Finance Corporation Of India's earnings presentation, 2023
Slide 1: 9MFY23 Investor Presentation
9MFY23 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: 9MFY23 – Financial Highlights
9MFY23 – Financial Highlights Gross Loan Book (Rs. in cr)# Borrowings (Rs. in cr) Book Value per Share (Rs.) 1,233.49 1,923.87 108.84 1,519.69 865.56 100.31 Dec-22 Dec-21 Dec-22 Dec-21 Dec-22 Dec-21 Gross NPL (%) Net NPL (%) Capital Adequacy Ratio (%) Total CRAR Tier 1 61.82% 61.53% 4.58% 50.24% 49.
Slide 4: 9MFY23 – Financial Highlights
9MFY23 – Financial Highlights Profit before provision and tax PBT (Rs. in cr) PAT (Rs. in cr) NIMs (%) (Rs. in cr) 85.67 82.33 63.06 62.88 77.56 79.33 5.85% 5.34% 9MFY23 9MFY22 9MFY23 9MFY22 9MFY23 9MFY22 9MFY23 9MFY22 Return on Loans (%) Cost of Borrowings (%) ROE (%) ROA (%) 9.06% 8.76% 4.08% 12.4
Slide 5: Q3FY23 – Financial Highlights
Q3FY23 – Financial Highlights Profit before provision and tax PBT (Rs. in cr) PAT (Rs. in cr) NIMs (%) (Rs. in cr) 26.63 25.63 24.38 19.70 24.38 18.38 5.69% 4.80% Q3FY23 Q3FY22 Q3FY23 Q3FY22 Q3FY23 Q3FY22 Q3FY23 Q3FY22 Return on Loans (%) Cost of Borrowings (%) ROE (%) ROA (%) 9.06% 8.76% 9.32% 11.7
Slide 6: Profit & Loss Statement – Q3FY23 and 9MFY23
Profit & Loss Statement – Q3FY23 and 9MFY23 Particulars (Rs. Crs.) Q3FY23 Q3FY22 Q-o-Q 9MFY23 9MFY22 HY-o-HY Income Interest Income 44.17 60.47 152.17 188.28 Interest Expense 21.18 29.16 69.55 93.01 Net Interest Income 22.99 31.31 -26.57% 82.62 95.27 -13.28% Other Income 6.85 1.39 19.34 5.22 Net Tot
Slide 7: Balance Sheet for 9MFY23
Balance Sheet for 9MFY23 Particulars (Rs. in Cr.) Dec-22 Dec-21 Particulars (Rs. in Cr.) Dec-22 Dec-21 Assets Liabilities Financial Assets 1,834.45 2,111.68 Cash & Cash Equivalents 26.04 20.57 Financial Liabilities 887.42 1,244.20 Bank balance other than cash & cash equivalents 2.41 26.98 Trade Paya
Slide 8: Credit Rating
Credit Rating Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings AA- ACUITE Outlook: Negative AA- Outlook: Negative Reaffirmed/Assigned NCD’s :- (159.74) (February 2023) MLD :- (75.00) (950.00) (Proposed Bonds:- (200.00) Reaffirmed/Outlook A revised to Stable from
Slide 9: PAN India presence with Track Record of over Years
PAN India presence with Track Record of over 30 Years
Slide 10: Multiple Project Sanctions
Multiple Project Sanctions Particulars Projects Rs. Crs. PAN India Presence State/Cities # Projects Cumulative Sanctioned 923 12590 Uttar Pradesh 9 Cumulative Disbursement 560 7601 Maharashtra 5 Cumulative Closed 500 5973 Gujarat 5 Cumulative Write-offs 10 108 Rajasthan 6 Outstanding Projects as on
Slide 11: Track record of Consistent Performance
Track record of Consistent Performance
Slide 12: Financial Performance Summary
Financial Performance Summary 2017-18 2018-19 2019-20 2020-21 2021-22 9MFY23 Rs. cr. (Audited) (Audited) (Audited) (Audited) (Audited) (Unaudited) Gross Interest Income 186.18 210.56 240.23 247.61 247.89 152.17 Net Interest Income 80.49 107.25 119.51 117.5 127.85 82.62 Profit before tax 106.98 113.6
Slide 13: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 14: Eminent Board of Directors
Eminent Board of Directors Dr. S. Ravi Sh. Koppara Sajeeve Sh. G D Mundra Thomas Director Non- Executive Chairman of the Board Director Sh. S C Sekhar Sh. Bapi Munshi Mrs. Thankom T Mathew Sh. Anoop Bali Independent Director Independent Director Independent Director Whole Time Director & CFO 14 Tour
Slide 15: Key Managerial Personnel
Key Managerial Personnel… • Masters in Business Administration. • Has over 32 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Advisory, etc. • Has expertise
Slide 16: Experienced Team of Professionals
Experienced Team of Professionals Mrs. Charu Singh, President Has over 2 decades of experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors Joined TFCI in 1997 and has contributed across multiple domains viz. cre
Slide 17: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 17
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