Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Q3 FY20 Earnings Presentation
19 slides from Tourism Finance Corporation Of India's earnings presentation, 2020
Slide 1: Q3 FY20 – Investor Presentation
Q3 FY20 – Investor Presentation 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by and is the sole responsibility of Tourism Finance Corporation of India Limited (the “Company”). By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offe
Slide 3: 9M FY20 – Financial Highlights
9M FY20 – Financial Highlights Gross Loan Book (Rs. In Crs) Borrowings (Rs. In Crs) Tangible Networth (Rs. In Crs) +19% +24% +6% 1,839 1,312 751 709 1,543 1,057 Dec-18 Dec-19 Dec-18 Dec-19 Dec-18 Dec-19 Book Value per Share (Rs.) Gross NPL & Net NPL (%) Capital Adequacy Ratio (%) Gross NPL Net NPL T
Slide 4: 9M FY20 – Financial Highlights
9M FY20 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) +101% +13% 69 +41 bps 442 61 5.55% 5.14% 220 9MFY19 9MFY20 9MFY19 9MFY20 9MFY19 9MFY20 Cost of Borrowings & Yield (%) ROE (%) ROA (%) COB Yield +64 bps +14 bps 12.00% 12.26% 11.76% 12.40% 4.20% 4.34% 9.30% 9.24% 9MFY
Slide 5: Q3 FY20 – Financial Highlights
Q3 FY20 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) +29% +12% 141 27 +8 bps 24 109 5.54% 5.62% Q3FY19 Q3FY20 Q3FY19 Q3FY20 Q3FY19 Q3FY20 Cost of Borrowings & Yield (%) ROE (%) ROA (%) COB Yield +66 bps -18 bps 12.10% 12.60% 14.09% 14.75% 5.37% 5.19% 9.30% 9.24% Q3FY19
Slide 6: Liquidity Profile
Liquidity Profile Up to 1 6 Months – Particulars (Rs. Crs.) 1-2 Months 2-3 Months 3-6 Months 1-3 Years 3-5 Years Over 5 Years Month 1 Year Total Cash Inflows 81 16 21 102 255 995 733 1,627 Total Cash Outflows 69 22 113 104 263 1,150 565 1,252 Drawings from Committed Lines 100 0 0 0 0 155 0 0 Cumulat
Slide 7: MD & CEO’s Comments
MD & CEO’s Comments “While NBFC segment continues to witness headwind over the past several months, our Loan Book has grown by about 19%, with doubling of disbursements during the first nine months of FY20. Our net profits for the period have increased by more than 13%, demonstrating steady growth a
Slide 8: Profit & Loss Statement
Profit & Loss Statement Particulars (Rs. In Crs.) Q3FY20 Q3FY19 YoY 9MFY20 9MFY19 YoY Income Interest Income 60.74 50.93 176.26 152.05 Interest Expense 31.14 25.66 88.14 77.71 Net Interest Income 29.60 25.27 17.13% 88.12 74.34 18.54% Other Income 7.47 7.19 34.97 15.33 Net Total Income 37.07 32.46 14
Slide 9: Balance Sheet
Balance Sheet Particulars (Rs. In Crs) Dec-19 Dec-18 Particulars (Rs. In Crs) Dec-19 Dec-18 Assets Liabilities Financial Assets 2,089.65 1,785.97 Financial Liabilities 1,378.81 1,114.67 Cash & Cash Equivalents 6.07 1.48 Trade Payable 13.09 1.46 Bank balance other than cash & cash equivalents 2.24 2.
Slide 10: Credit Rating Reaffirmed
Credit Rating Reaffirmed Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings A+ CARE - Reaffirmed Outlook: Stable (January 2020) (681.50) AA- ACUITE - Reaffirmed Outlook: Negative (December 2019) (300.00) AA- AA- Brickwork Outlook: Negative Outlook: Negative Reaffi
Slide 11: PAN India presence with Track Record of Years
PAN India presence with Track Record of 30 Years
Slide 12: Multiple Project sanctions
Multiple Project sanctions Particulars Projects Rs. Crores PAN India Presence State/Cities # Projects Cumulative Sanctioned 906 11,800 Maharashtra 11 Uttar Pradesh 9 Cumulative Disbursement 547 7,330 Gujarat 6 Cumulative Closed 464 5,428 Delhi 7 Cumulative Write-offs 9 63 Madhya Pradesh 8 Haryana 4
Slide 13: Track record of Consistent Performance
Track record of Consistent Performance
Slide 14: Financial Performance Summary
Financial Performance Summary 2015-16 2016-17 2017-18 2018-19 Dec-19 Rs. Crores (Audited) (Audited) (Audited) (Audited) (Audited) Sanctions 640.70 974.80 1,272.30 1,064.65 382.00 Disbursements 380.56 487.37 692.98 490.42 442.12 Profit before tax 75.68 97.02 106.98 113.64 86.95 Profit after tax 53.61
Slide 15: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 16: Eminent Board of Directors
5. Eminent Board of Directors Koppara Sajeeve Anirban Chakraborty B.M. Gupta Shyam Maheshwari S. Ravi Thomas Managing Director & CEO Whole Time Director Independent Director Director Director Chairman of the Board Bapi Munshi S C Sekhar Thankom T Mathew Ravinder Kumar Naresh T. Jain Suman Billa Sood
Slide 17: Key Managerial Personnel…
Key Managerial Personnel… Age: 49 Years Prior Engagement: Deputy CEO of Axis Capital Education & Qualifications: Mr. Chakraborty is a B.Tech from The University of Kolkata and has done his Post Graduation in Financial Management from University of Mumbai. Experience: Headed various divisions in Axis
Slide 18: …Backed by a Strong Team
…Backed by a Strong Team Mr. B.M. Gupta, Whole Time Director ▪ Has 42+ years of experience in Banking, Finance, Legal, Management, Accounts and Taxation etc. ▪ Holds Master Degree in Commerce & Economics, MBA(Finance) from FMS, Delhi and LLB from Delhi University ▪ He has also been an Associate of t
Slide 19: Thank You
Thank You Ms. Payal Dave /Ms. Neha Shroff Mr. Anoop Bali E: payal.dave@sgapl.net / neha.shroff@sgapl.net E: ir@tfciltd.com T:+91 9819916314 / +91 7738073466 Website : www.tfciltd.com www.sgapl.net Address: Head Office Mumbai Office 4th Floor, Tower-1 607, Lodha Supremus, NBCC Plaza, Pushp Vihar Sena
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