Japan Post Bank Co., Ltd. · TSE:7182

Japan Post Bank — Earnings Presentation

20 slides from Japan Post Bank's earnings presentation

  1. Slide 1: BP p55 c8hiT

    2023 3 2022 8 10 BP p55 c8hiT

  2. Slide 2: P. 2 P.12 P. 3

    P. 2 P.12 P. 3 P.13 P. 4 P.14 P. 5 P.14 P. 6 P.15 P. 7 P.16 P. 8 P.17 P. 9 P.10 JP 5 ATM JP

  3. Slide 3: BP ps5 48ht7 [

    BP ps5 48ht7 [

  4. Slide 4: Summary of financial results: ROE and OHR

     888 320 26.4% 2021 2022 1 1  1 3,991 3,286 704 892 2 3,230 2,337 892 53 3 323 377 53 133 4 438 571 133  5 696 243 453 163 6 259 327 587  7 2,530 2,366 163 118 8 0 0  9 1,461 919 541 422 4,450 27.0% 10 165 284 118  11 1,626 1,204 422 3,200 27.7% 12 1,208 888 320 2021 2025 ROE 2 100 % OHR 100 1

  5. Slide 5:  2022 2,336 0.41%  1.2% 11,475 12,000 2021 2022 1,488 1,608 120 10,161

     2022 1 892 2,336 0.41%  1.2% 11,475 12,000 2021 2022 1 1 1,488 1,608 120 10,161 9,768 9,618 1,643 1,801 157 1.0% 10,000 802 672 130 154 192 37 0.8% 8,000 2021 2022 7 -3 1 1 0.6% 6,000 1,740 727 1,012 0.52% 0.49% 0.47% 2,735 2,217 517 0.45% 0.41% 2,734 2,211 522 0.4% 4,000 994 1,490 495 3,229 2021

  6. Slide 6: ATM, NISA and KPI

     2022 1 52 372 ATM 2021 2022 1 1 320 372 52 1,400 1,288 1,279 1,274 211 229 18 85 97 72 ATM 52 83 31 1,200 146 136 1 34 30 4 217 1,000 22 28 6 201 227 190 800 2021 2022 1 1 1,012 1,279 267 600 453 641 188 834 837 372 1,217 1,242 24 400 794 320 28 22 30 25,986 25,063 923 34 83 52 200 2021 2025 KPI 2

  7. Slide 7:  2022 2,357 -6 -3 12,000 2021 2022 10,080 9,790 287 282 4 10,000

     2022 1 163 2,357 4 -6 7 -3 12,000 2021 2022 1 1 10,080 9,790 287 282 4 10,000 236 232 4 8,000 2,088 1,977 111 6,000 935 897 37 592 576 15 4,000 138 68 69 2,000 2,524 2,521 2,357 145 98 47 2,521 2,357 163 0 2020 2021 2022

  8. Slide 8:  2.0 234.9  1.5 141.0  1.5 194.9 234.9 2022 193.4 91.9 194.9

     2.0 234.9  1.5 141.0  1.5 194.9 234.9 2022 6 200 193.4 191.9 194.9 189.5 141.0 150 101.3 112.2 105.2 115.0 47.2 194.9 76.3 100 50 88.1 81.0 86.5 79.7 93.9 30.0 6.1 5.0 0 9.9 2021 3 2022 3 2021 6 2022 6

  9. Slide 9:  2022 47.2 76.3 % % 229.6 231.5 220.5 1,395,491 60.7 1,410,603 60.9 15,112

     2022 6 47.2 76.3 250 2022 3 2022 6 % % 229.6 231.5 220.5 1,395,491 60.7 1,410,603 60.9 15,112 13.2 13.7 205.9 207.5 11.5 492,597 21.4 472,420 20.3 20,176 200 8.8 11.3 1 161,543 7.0 174,483 7.5 12,940 66.6 65.5 60.6 50.6 51.4 741,350 32.2 763,698 32.9 22,348 150 4.4 5.0 245,096 10.6 255,736 11.0 10

  10. Slide 10:  2022 9,151 3,079 1,227,204 20,021 1,238,515 20,568 1,168,921 16,730 1,177,144 26,096 9,365 342,855

     2022 6 9,151 3,079 2022 3 2022 6 1,227,204 20,021 1,238,515 20,568 547 1,168,921 16,730 1,177,144 26,096 9,365 342,855 857 328,230 2,516 3,373 227,011 14,842 232,445 24,524 9,682 495,344 823 506,973 4,024 3,201 103,709 207 109,495 63 144 8,529 17,665 9,136 58,282 11,819 61,370 12,137 317 20,246 12

  11. Slide 11: Capital adequacy ratio (Tier 1)

     2022 6 15.35% Tier1 14.30% % % 30 2022 3 2022 6 91,993 92,848 855 591,060 604,512 13,451 20 565,455 578,907 13,451 15.80 15.58 15.53 15.56 15.56 15.35 0.20 15.35 10 % 10% 2021 2025 2022 3 2022 6 15.68 14.30 1.37 4% 0 14.23 13.29 0.94 2019 3 2020 3 2021 3 2022 3 2022 6

  12. Slide 12: KPI

    KPI 120 KPI 10 10 110 9.0 97.7 100 94.9 0.7 91.1 9.0 8 84.8 4.2 6.4 81.9 2.9 2.8 2.8 3.3 2.6 2.7 2.9 2.6 80 2.2 6.4 2.4 2.2 3.1 2.2 6 0.6 60 4.2 2.6 68.2 69.8 69.9 4 60.1 63.4 0.4 3.3 40 2.9 0.4 1.5 5.1 1.0 1.0 2 20 3.2 0.6 2.2 7.8 7.5 7.5 7.4 7.4 1.7 1.2 6.3 5.9 5.4 5.5 5.7 0 0 2019 2020 2021 2022

  13. Slide 13: BP ps5 48ht7 [

    BP ps5 48ht7 [

  14. Slide 14: Balance sheet

    2022 3 2022 6 2022 3 2022 6 66,664,253 65,605,723 1,058,530 193,441,929 194,967,156 1,525,227 2,470,000 2,415,000 55,000 19,461,646 20,313,930 852,284 9,861,753 9,583,463 278,290 1,514,438 1,657,119 142,681 592,634 592,634 5,603,600 4,744,100 859,500 397,301 365,409 31,891 697 972 275 11 20 9 2,124,

  15. Slide 15: Income statement

    2021 2022 2021 2022 1 1 1 1 398,843 327,490 71,353 5,278 82 5,360 322,939 233,647 89,291 5,278 82 5,360 32,062 37,287 5,225 167,812 118,875 48,936 43,841 56,554 12,712 35,817 51,357 15,539 69,674 23,687 45,987 11,363 20,566 31,929 25,999 32,761 58,761 47,181 30,791 16,390 252,598 236,193 16,404 120,

  16. Slide 16: Yields and interest rates

    % 2021 1 2022 1 0.69 0.55 0.14 0.58 0.57 0.00 0.09 0.13 0.04 0.11 0.02 0.13 0.59 0.41 0.18 % 2021 1 2022 1 215,188,086 372,508 0.69 223,259,919 306,353 0.55 0.14 4,648,016 2,596 0.22 4,768,436 2,474 0.20 0.01 138,660,682 363,465 1.05 142,714,361 297,244 0.83 0.21 60,421,162 7,413 0.04 64,591,043 6,9

  17. Slide 17: Expenses

    % 2021 1 2022 1 28,707 11.38 28,266 11.98 440 23,694 9.39 23,203 9.84 491 5,012 1.98 5,063 2.14 50 208,884 82.84 197,706 83.84 11,178 93,546 37.10 89,797 38.08 3,749 59,260 23.50 57,677 24.46 1,582 13,845 5.49 6,878 2.91 6,966 2,777 1.10 2,707 1.14 69 16,129 6.39 17,008 7.21 878 9,337 3.70 9,203 3.9

  18. Slide 18: % 112,254,409 58.03 115,094,165 59.03 2,839,756 10,749,849 5.55 11,074,890 5.68 325,041 100,805,356 52.11 103,304,803

    % 2022 3 2022 6 112,254,409 58.03 115,094,165 59.03 2,839,756 10,749,849 5.55 11,074,890 5.68 325,041 100,805,356 52.11 103,304,803 52.98 2,499,447 699,203 0.36 714,472 0.36 15,268 81,022,589 41.88 79,747,187 40.90 1,275,402 4,352,435 2.24 4,148,432 2.12 204,002 76,670,153 39.63 75,598,754 38.77 1,0

  19. Slide 19: SPE, RMBS, CLO exposures

    SPE 2022 3 2022 6 RMBS 1,317,081 4,358 1,272,289 1,624 331,835 4,374 332,219 6,504 985,245 8,733 940,070 4,879 CLO 236,597 156 210,205 200 CMBS CDO 735 19 675 16 1,554,414 4,220 1,483,171 1,808 RMBS 38,004 5,782 34,848 5,878 CLO 1,602,388 168,008 1,849,347 348,195 681,912 62,584 928,869 139,807 920,

  20. Slide 20: BP ps5 48ht7 I

    BP ps5 48ht7 I

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