Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Q1 FY24 Earnings Presentation
16 slides from Tourism Finance Corporation Of India's earnings presentation, 2023
Slide 1: Q1FY24 Investor Presentation
Q1FY24 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: Quarter1 FY24 – Financial Highlights
Quarter1 FY24 – Financial Highlights Gross Loan Book (Rs. in cr)# Borrowings (Rs. in cr) Book Value per Share (Rs.) 1,621.48 1,081.24 114.35 111.64 1,584.45 1,591.24 105.51 1,004.73 974.98 Jun-23 Mar-23 Jun-22 Jun-23 Mar-23 Jun-22 Jun-23 Mar-23 Jun-22 Gross NPL (%) Net NPL (%) Capital Adequacy Ratio
Slide 4: Quarter1 FY24 – Financial Highlights
Quarter1 FY24 – Financial Highlights Profit before provision and tax PBT (Rs. in cr) PAT (Rs. in cr) NIMs (%) (Rs. in cr) 31.37 31.81 31.48 31.81 31.48 24.37 24.89 24.98 29.37 5.72% 5.15% 4.88% Q1FY24 Q4FY23 Q1FY23 Q1FY24 Q423 Q1FY23 Q1FY24 Q4FY23 Q1FY23 Q1FY24 Q423 Q1FY24 Return on Loans (%) Cost o
Slide 5: Profit & Loss Statement – Q1FY24
Profit & Loss Statement – Q1FY24 Particulars (Rs. Crs.) Q1FY24 Q4FY23 Q1FY23 Q1 FY24-Vs-Q1 FY 23 FY23 Income Interest Income 49.24 45.03 56.90 197.20 Interest Expense 22.98 21.10 25.94 90.64 Net Interest Income 26.26 23.93 30.96 -15.18% 106.56 Other Income 9.95 15.16 5.91 34.50 Net Total Income 36.2
Slide 6: Balance Sheet for Q1FY24
Balance Sheet for Q1FY24 Particulars (Rs. in Cr.) Jun-23 Mar-23 Jun-22 Particulars (Rs. in Cr.) Jun-23 Mar-23 Jun-22 Assets Liabilities Financial Assets 1,993.48 1,999.65 2,041.41 Cash & Cash Equivalents 89.96 60.98 146.76 Financial Liabilities 993.05 1,025.72 1,121.59 Bank balance other than cash &
Slide 7: Credit Rating
Credit Rating Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings AA- AA- ACUITE Outlook: Negative Reaffirmed/Assigned Outlook: Negative NCD’s :- (359.74) (February 2023) (950.00) MLD :- (75.00) Reaffirmed/Outlook A revised to Stable from CARE Outlook: Stable - Neg
Slide 8: PAN India presence with Track Record of over Years
PAN India presence with Track Record of over 30 Years
Slide 9: Multiple Project Sanctions
Multiple Project Sanctions Particulars Projects Rs. Crs. PAN India Presence State/Cities # Projects Cumulative Sanctioned 939 13294 Uttar Pradesh 6 Cumulative Disbursement 568 8011 Maharashtra 6 Cumulative Closed 512 6319 Gujarat 5 Rajasthan 4 Cumulative Write-offs 10 108 Madhya Pradesh 3 Outstandin
Slide 10: Track record of Consistent Performance
Track record of Consistent Performance
Slide 11: Financial Performance Summary
Financial Performance Summary 2018-19 2019-20 2020-21 2021-22 2022-23 Q1 FY23-24 Particulars (Rs. in Cr.) (Audited) (Audited) (Audited) (Audited) (Audited) (Reviewed) Gross Interest Income 210.56 240.23 247.61 247.89 197.20 49.24 Net Interest Income 107.25 119.51 117.50 127.85 106.56 26.26 Profit be
Slide 12: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 13: Eminent Board of Directors
Eminent Board of Directors Dr. S. Ravi Sh. Koppara Sajeeve Thomas Non-Executive Chairman Sh. G D Mundra Sh. Bapi Munshi Director Director Independent Director (Non-Independent Director) Mrs. Thankom T Mathew Sh. Ashok Kumar Garg Sh. Anoop Bali Independent Director Whole Time Director & CFO Independe
Slide 14: Key Managerial Personnel
Key Managerial Personnel… • Masters in Business Administration (Gold Medalist) • Has over 33 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Advisory, etc. •
Slide 15: Experienced Team of Professionals
Experienced Team of Professionals Mrs. Charu Singh, President ▪ Has over 2 decades of experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors ▪ Joined TFCI in 1997 and has contributed across multiple domains viz. cre
Slide 16: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 16
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