Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Q4 FY2021 Earnings Presentation
19 slides from Tourism Finance Corporation Of India's earnings presentation, Jun 1, 2021
Slide 1: Q4 & FY21 Investor Presentation
Q4 & FY21 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by and is the sole responsibility of Tourism Finance Corporation of India Limited (the “Company”). By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offe
Slide 3: FY21 – Financial Highlights
FY21 – Financial Highlights Gross Loan Book (Rs. In Crs)# Borrowings (Rs. In Crs) Book Value per Share (Rs.) 1,977 1,451 1,794 1,364 92.48 97.18 Mar-20 Mar-21 Mar-20 Mar-21 Mar-20 Mar-21 Gross NPL (%) Net NPL (%) Capital Adequacy Ratio (%) Total CRAR Tier I 3.51% 2.84% 39.87% 39.33% 37.56% 37.15% 2.
Slide 4: FY21 – Financial Highlights
FY21 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) 483 457 81 81 5.51% 5.31% FY20 FY21 FY20 FY21 FY20 FY21 Cost of Borrowings & Return on Loans & Advances (%) ROE (Tangible) (%) ROA (%) COB Return on Loans & Advances 12.73% 12.34% 10.87% 10.45% 3.74% 3.65% 9.24% 9.05% F
Slide 5: Q4 FY21 – Financial Highlights
Q4 FY21 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) 73 18 5.69% 4.47% 12 41 Q4FY20 Q4FY21 Q4FY20 Q4FY21 Q4FY20 Q4FY21 Cost of Borrowings & Return on Loans & Advances (%) ROE(Tangible) (%) ROA (%) COB Return on Loans & Advances 13.12% 9.38% 3.30% 10.87% 9.24% 9.05% 6.5
Slide 6: MD & CEO’s Comments
MD & CEO’s Comments Commenting on the results and performance, Mr. Anirban Chakraborty, Managing Director said: ‘’The Easing of lockdown restrictions and declining Covid-19 cases in Q3 & first half of Q4 of FY21 had led to the rise in demand for the domestic tourism industry which also resulted in i
Slide 7: Profit & Loss Statement – Q4 & FY21
Profit & Loss Statement – Q4 & FY21 Particulars (Rs. Crores) Q4FY21 Q4FY20 YoY FY21 FY20 YoY Income Interest Income 56.75 63.78 247.61 240.23 Interest Expense 32.08 32.58 130.11 120.72 Net Interest Income 24.67 31.21 (21%) 117.50 119.51 (2%) Other Income 2.78 (9.35) 10.90 25.43 Net Total Income 27.4
Slide 8: Balance Sheet
Balance Sheet Particulars (Rs. Crores) Mar-21 Mar-20 Particulars (Rs. Crores) Mar-21 Mar-20 Assets Financial Assets 2,135.63 2,192.94 Liabilities Cash & Cash Equivalents 16.16 188.37 Financial Liabilities 1,390.04 1,487.79 Bank balance other than cash & cash equivalents 2.01 2.23 Receivables 0.26 0.
Slide 9: Credit Rating Reaffirmed
Credit Rating Reaffirmed Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings A+ Reaffirmed CARE Outlook: Negative - (March 2021) (681.50) AA- ACUITE Reaffirmed Outlook: Negative - (March 2021) (300.00) BWR A+ BWR A+ Revalidated Brickwork Outlook: Negative Outlook:
Slide 10: PAN India presence with Track Record
PAN India presence with Track Record of over 30 Years
Slide 11: Multiple Project sanctions
Multiple Project sanctions Particulars Projects Rs. Crores PAN India Presence State/Cities # Projects Maharashtra 8 Cumulative Sanctioned 914 12,360 Uttar Pradesh 10 Cumulative Disbursement 554 7,822 Gujarat 5 Cumulative Closed 475 5,737 Delhi 5 Madhya Pradesh 9 Cumulative Write-offs 10 108 Haryana
Slide 12: Track record of Consistent Performance
Track record of Consistent Performance
Slide 13: Financial Performance Summary
Financial Performance Summary 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 Rs. Crores (Audited) (Audited) (Audited) (Audited) (Audited) (Audited) Disbursements 380.56 487.37 692.98 490.42 483.35 457.27 Profit before tax 75.68 97.02 106.98 113.64 97.45 99.86 Profit after tax 53.61 70.43 77.48 86.2
Slide 14: Consolidated Results: Year Ended 31.03.2021
Consolidated Results: Year Ended 31.03.2021 Profit & Loss Statement FY21 Balance Sheet As on 31-03-2021 ASSETS Total Income 258.51 1) Financial Assets Income (i) Cash and cash equivalents 16.18 (ii) Bank balances other than (i) above 2.02 Interest Income 247.61 (iii) Receivables 0.26 Interest Expens
Slide 15: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 16: Eminent Board of Directors
Eminent Board of Directors Anirban Chakraborty S. Ravi Shyam Maheshwari Koppara Sajeeve Thomas Independent Director Managing Director & CEO Director Director Chairman of the Board Bapi Munshi S C Sekhar Thankom T Mathew Ravinder Kumar Sood Independent Director Independent Director Independent Direct
Slide 17: Key Managerial Personnel…
Key Managerial Personnel… Age: 49 Years Prior Engagement: Deputy CEO of Axis Capital Education & Qualifications: Mr. Chakraborty is a B.Tech, CEngg, FIE (Fellow of Institution of Engineers) and has done his Post Graduate in Financial Management from University of Mumbai. Experience: Headed various d
Slide 18: …Backed by a Strong Team
…Backed by a Strong Team Mr. Vasan Paulraj, Executive Director – Head Investment Banking ▪ Has ~30 years of Experience in Investment Banking ▪ Has handled advisory and ECM transactions of marquee clients and complex, large and innovative transactions ▪ Prior to TFCI, was MD & Head – PE, SSG and NEG
Slide 19: Thank You
Thank You Mr. Abhishek Shah / Ms. Krunali Shah Mr. Anoop Bali E: abhishek.shah@sgapl.net / krunali.shah@sgapl.net E: ir@tfciltd.com T:+91 9930651660 / +91 9820987564 Website : www.tfciltd.com www.sgapl.net Address: TFCI Limited 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 11
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