Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Q2 FY2021 Earnings Presentation
19 slides from Tourism Finance Corporation Of India's earnings presentation, Nov 11, 2020
Slide 1: Q2FY21 – Investor Presentation
Q2FY21 – Investor Presentation 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by and is the sole responsibility of Tourism Finance Corporation of India Limited (the “Company”). By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offe
Slide 3: H1FY21 – Financial Highlights
H1FY21 – Financial Highlights Gross Loan Book (Rs. In Crs) Borrowings (Rs. In Crs) Book Value per Share (Rs.) 1,830 1,887 1,417 1,346 1,778 1,302 90.69 92.27 93.02 Sep-19 Jun-20 Sep-20 Sep-19 Jun-20 Sep-20 Sep-19 Jun-20 Sep-20 Gross NPL (%) Net NPL (%) Capital Adequacy Ratio (%) Total CRAR Tier I 4.
Slide 4: H1FY21 – Financial Highlights
H1FY21 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) 301 42 39 5.62% 5.47% 185 H1FY20 H1FY21 H1FY20 H1FY21 H1FY20 H1FY21 Cost of Borrowings & Return on Loans & Advances (%) ROE (Tangible) (%) ROA (%) COB Return on Loans & Advances 12.44% 12.83% 11.36% 3.99% 10.29% 3.51%
Slide 5: Q2FY21 – Financial Highlights
Q2FY21 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) 167 22 5.76% 5.74% 19 5.15% 118 17 67 Q2FY20 Q1FY21 Q2FY21 Q2FY20 Q1FY21 Q2FY21 Q2FY20 Q1FY21 Q2FY21 Cost of Borrowings & Return on Loans & Advances (%) ROE(Tangible) (%) ROA (%) COB Return on Loans & Advances 12.30%
Slide 6: Liquidity Profile
Liquidity Profile Up to 1 6 Months - Particulars (Rs. Crs) 1-2 Months 2-3 Months 3-6 Months 1-3 Years 3-5 Years Over 5 Years Month 1 Year Total Cash Inflows 110 31 23 111 239 1,043 776 1,638 Total Cash Outflows 53 102 80 148 413 1,038 406 1,334 Drawings from Committed Lines - 60 45 20 165 - - - Cumu
Slide 7: MD & CEO’s Comments
MD & CEO’s Comments Commenting on the results and performance, Mr. Anirban Chakraborty, Managing Director said: “From a graded reopening of businesses to end of RBI’s moratorium, this quarter witnessed positive vibes and return of near-normalcy across various segments. Various sectors, including aut
Slide 8: Profit & Loss Statement – Q2 & H1 FY21
Profit & Loss Statement – Q2 & H1 FY21 Particulars (Rs. In Crs.) Q2FY21 Q2FY20 Q1FY21 H1FY21 H1FY20 Income Interest Income 63.74 57.54 62.75 126.49 115.64 Interest Expense 32.37 28.25 33.95 66.31 57.00 Net Interest Income 31.37 29.29 28.80 60.18 58.64 Other Income 1.06 22.80 0.34 1.40 27.37 Net Tota
Slide 9: Balance Sheet
Balance Sheet Particulars (Rs. In Crs) Sep-20 Sep-19 Particulars (Rs. In Crs) Sep-20 Sep-19 Assets Liabilities Financial Assets 2,096.87 2,030.53 Cash & Cash Equivalents 16.80 4.89 Financial Liabilities 1,386.60 1,334.19 Bank balance other than cash & cash equivalents 2.24 2.31 Trade Payable 3.90 1.
Slide 10: Credit Rating Reaffirmed
Credit Rating Reaffirmed Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings A+ Reaffirmed CARE Outlook: Negative - (August 2020) (681.50) AA- ACUITE Reaffirmed Outlook: Negative - (December 2019) (300.00) A+ A+ Brickwork Revalidated Outlook: Negative Outlook: Nega
Slide 11: PAN India presence with Track Record of Years
PAN India presence with Track Record of 30 Years
Slide 12: Track record of Consistent Performance
Track record of Consistent Performance
Slide 13: Multiple Project sanctions
Multiple Project sanctions Particulars Projects Rs. Crores PAN India Presence State/Cities # Projects Cumulative Sanctioned 912 12,148 Maharashtra 9 Uttar Pradesh 10 Cumulative Disbursement 549 7,549 Gujarat 6 Cumulative Closed 469 5,562 Delhi 6 Madhya Pradesh 9 Cumulative Write-offs 9 100 Haryana 4
Slide 14: Financial Performance Summary
Financial Performance Summary 2015-16 2016-17 2017-18 2018-19 2019-20 Sep-20 Rs. Crores (Audited) (Audited) (Audited) (Audited) (Audited) (Audited) Disbursements 380.56 487.37 692.98 490.42 483.35 185.05 Profit before tax 75.68 97.02 106.98 113.64 97.45 48.61 Profit after tax 53.61 70.43 77.48 86.25
Slide 15: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 16: Eminent Board of Directors
Eminent Board of Directors Anirban Chakraborty B.M. Gupta S. Ravi Shyam Maheshwari Koppara Sajeeve Thomas Independent Director Managing Director & CEO Whole Time Director Director Director Chairman of the Board Bapi Munshi S C Sekhar Thankom T Mathew Ravinder Kumar Sood Independent Director Independ
Slide 17: Key Managerial Personnel…
Key Managerial Personnel… Age: 49 Years Prior Engagement: Deputy CEO of Axis Capital Education & Qualifications: Mr. Chakraborty is a B.Tech from The University of Kolkata and has done his Post Graduate in Financial Management from University of Mumbai. Experience: Headed various divisions in Axis B
Slide 18: …Backed by a Strong Team
…Backed by a Strong Team Mr. B.M. Gupta, Whole Time Director ▪ Has 44+ years of experience in Banking, Finance, Legal, Management, Accounts and Taxation etc. ▪ Holds Master Degree in Commerce & Economics, MBA(Finance) from FMS, Delhi and LLB from Delhi University ▪ He has also been an Associate of t
Slide 19: Thank You
Thank You Ms. Payal Dave /Ms. Neha Shroff Mr. Anoop Bali E: payal.dave@sgapl.net / neha.shroff@sgapl.net E: ir@tfciltd.com T:+91 9819916314 / +91 7738073466 Website : www.tfciltd.com www.sgapl.net Address: TFCI Limited 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 Indi
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