Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — 9MFY25 Earnings Presentation
19 slides from Tourism Finance Corporation Of India's earnings presentation, 2025
Slide 1: 9MFY25 Investor Presentation
9MFY25 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: Track Record of Over 35 Years with dominance in Hotel Financing
Track Record of Over 35 Years with dominance in Hotel Financing 3
Slide 4: Key Business Areas
Key Business Areas ➢ Hospitality Financing to remain the thrust area with emphasis on financing commercially viable tourism projects: ― Term loan for Setting-up Hotel, Resort, Motel, Spa/Health Resort, Apartment Hotels, Guest Houses, other approved Lodgings and restaurant chains. ― Term Loan for las
Slide 5: 9MFY25 Profitability & Financial Highlights
9MFY25 Profitability & Financial Highlights
Slide 6: Financial Performance Highlights – Last 5 years
Financial Performance Highlights – Last 5 years 2019-20 2020-21 2021-22 2022-23 2023-24 9M FY24-25 Particulars (Audited) (Audited) (Audited) (Audited) (Audited) (Reviewed) Total Income (Rs.in Cr.) 265.66 258.51 254.31 231.70 242.04 190.61 Gross Interest Income (Rs.in Cr.) 240.23 247.61 247.89 197.20
Slide 7: Credit Rating
Credit Rating Rating Agency Rating Amount (In Rs. Crs) Rating Action Long Term Bonds Bank Borrowings A+ A+ Reaffirmed ACUITE Outlook: Stable Outlook: Stable (June 2024) NCD’s :- (359.74) (950.00) MLD :- (75.00) A Reaffirmed CARE Outlook: Stable - (August 2024) (175.00) A+ BRICKWORK - Reaffirmed Outl
Slide 8: Portfolio Mix
Portfolio Mix Particulars Projects Rs. In Cr. PAN India Presence Cumulative Sanctioned 1009 16005 Cumulative Disbursement 622 9430 State/Cities AUM (Rs. In Cr.) Cumulative Closed 558 7645 Maharashtra 277.12 Cumulative Write-offs 10 109 West Bengal 187.06 Outstanding Projects as on date 54 1677 Uttar
Slide 9: 9MFY25 – Financial Highlights
9MFY25 – Financial Highlights Profit before provision and tax (Rs. Total Income (Rs. in cr) PBT (Rs. in cr) in cr) PAT (Rs. in cr) Book Value per Share (Rs.) Earning per Share (Rs.) 9 Tourism Finance Corporation of India
Slide 10: 9MFY25 – Financial Highlights
9MFY25 – Financial Highlights Gross Loan Book (Rs. in cr) Gross Investment (Rs. in cr) Tangible Net Worth (Rs. in cr) Borrowings (Rs. in cr) Return on Loans (%) Capital Adequacy Ratio (%) 10 Tourism Finance Corporation of India
Slide 11: 9MFY25 – Financial Highlights
9MFY25 – Financial Highlights ROE (%) ROA (%) Cost of Borrowings (%) NIMs (%) Gross NPL (%) Net NPL (%) * Post 31.12.2024, sale of secured asset of NPA at Rs.2872 lakh has been confirmed under provision of SARFAESI Act 2002. On receipt of the sale consideration, within regulatory timelines and issue
Slide 12: Profit & Loss Statement – 9MFY25
Profit & Loss Statement – 9MFY25 Particulars (Rs. in Cr.) Q3FY25 Q3FY24 9M FY25 9M FY24 FY24 Income Interest Income 48.12 53.12 150.24 147.12 195.25 Interest Expense 26.11 25.61 75.70 74.78 100.29 Net Interest Income 22.01 27.51 74.54 72.33 94.96 Other Income 16.02 14.24 40.37 37.27 46.79 Net Total
Slide 13: Balance Sheet for 9MFY25
Balance Sheet for 9MFY25 Particulars (Rs. in Cr.) Dec-24 Dec-23 Mar-24 Particulars (Rs. in Cr.) Dec-24 Dec-23 Mar-24 Assets Financial Assets 2,131.61 2,128.95 2,060.78 Liabilities Cash & Cash Equivalents 56.55 119.57 32.10 Financial Liabilities 978.59 1,101.54 1,013.92 Bank balance other than cash &
Slide 14: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 15: Eminent Board of Directors
Eminent Board of Directors Mrs. Thankom T Mathew Sh. Ashok Kumar Garg Dr. S. Ravi Sh. Parkash Chand Sh. Bapi Munshi Independent Director Independent Director Non-Executive Chairman Director Independent Director (Non-Independent Director) (Representing LIC) Dr. Mahabaleshwara MS Sh. Deepak Amitabh Sh
Slide 16: Key Managerial Personnel
Key Managerial Personnel… • Masters in Business Administration (Gold Medalist) • Has over 33 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Advisory, etc. •
Slide 17: Experienced Team of Professionals
Experienced Team of Professionals Mrs. Charu Singh, President (Credit) ▪ Has over 2 decades of experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors ▪ Joined TFCI in 1997 and has contributed across multiple domains
Slide 18: Experienced Team of Professionals
Experienced Team of Professionals Mr. Rajiv Singh, Senior Vice President (Finance and Accounts) ▪ Has over 2 decades of experience with listed companies, public financial institution in Company Secretary functions, Accounts Finance, Resource Mobilisation, Banking operations, Risk Management, Treasur
Slide 19: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 19
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