Yokohama Financial Group, Inc. · TSE:7186

Yokohama Financial — Bank of Yokohama — Merger or Acquisition (September 2015)

11 slides from Yokohama Financial's merger presentation, Sep 8, 2015

  1. Slide 1: Profile of the holding company Concordia Financial Group, Ltd.

    Profile of the holding company Concordia Financial Group, Ltd. o "Concordia" is a Latin word that means harmony and cooperation, derived from "Con (together)" and "Cordia (heart)." o This name expresses the message "each group company will work for the customers with a single heart." Location of hea

  2. Slide 2: Outline of the business integration

    Outline of the business integration 1. Schedule of the share transfer Tuesday, Sept. 8, 2015 (today) Adoption of resolutions at the board of directors' meeting for executing the integration agreement and the share transfer plan, execution of the integration agreement and preparation of the share tra

  3. Slide 3: Management philosophy of the new financial group

    Management philosophy of the new financial group Management philosophy The new group aims to contribute to creating a vibrant future as a trusted financial group and to enhance its corporate value together with the growth of the region by providing the best financial services to its customers throug

  4. Slide 4: Strengths of the two banks and effects of integration

    Management strategy of the new financial group o The new financial group seeks to improve its services to customers by leveraging the strengths and uniqueness of each bank and complementing each other. Strengths of the two banks Improvement of services to customers Bank of Yokohama Higashi-Nippon Ba

  5. Slide 5: Branch network strategy and efficiency

    Branch strategy of the new financial group o The new financial group aims to expand the sales and customer base by strategically placing management resources, such as personnel generated by promotion of streamlining and improvements in efficiency of existing branches and headquarters, into the Tokyo

  6. Slide 6: Improvement of value for stakeholders

    Improvement of value for stakeholders o The new financial group aims to improve its value for its stakeholders through collaboration that leverages its strengths and uniqueness. Customers o Convenience will be improved due to expansion of branch and ATM networks o Various services and solutions, inc

  7. Slide 7: Outline of synergy measures

    Outline of synergy measures o The new financial group aims to reduce costs by promoting streamlining of and improvements in efficiency in administration, IT systems and branches to generate personnel to place into growing areas and business fields. The two banks will also aim to complement each othe

  8. Slide 8: Management objectives for fiscal 2020

    Management objectives for fiscal 2020 o The new financial group will aim to achieve 290 billion yen in gross operating income and 100 billion yen in net profit attributable to shareholders of the parent for fiscal 2020 by maximizing synergy achieved through the steady implementation of management st

  9. Slide 9: Organization and operating structure

    Organization and operating structure of the new financial group o Structure of the holding company will be simple but with sufficient supervisory function, and the holding company will formulate management and sales strategies of the new financial group, as well as have the function and the role to

  10. Slide 10: (Reference) Cooperative measures already implemented

    (Reference) Cooperative measures already implemented o Below are the cooperative measures that have already been implemented. After the integration, further cooperation will be advanced based on the sales strategy of the new financial group. Category Measures Implementation Individuals Introduction

  11. Slide 11: (Reference) Cooperative measures already implemented

    <Reference > Cooperative measures already implemented Below are the cooperative measures that have already been implemented. Afier the integration, further cooperation will be advanced based on the sales strategy of the new financial group. Category Measures Implementation Individuals Introduction o

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