Yokohama Financial Group, Inc. · TSE:7186
Yokohama Financial — Concordia Financial Group — FY2016 Earnings Presentation
11 slides from Yokohama Financial's earnings presentation, Nov 14, 2016
Slide 1: Billions of yen
Bilions of ven 10,8373, MATZ 11,5065 11,9068 25 49048 52403 5,287.7 53408 55710 55435 57884 60467
Slide 2: Outstanding and average balance of loans
① Outstanding balance of loans <The Bank of Yokohama, Ltd. and The Higashi-Nippon Bank, Limited Combined> (Unit: Billions of Yen) As of September 30, 2015 As of September 30, 2016 Yokohama Higashi–Nippon Yokohama Higashi–Nippon Increase/(Decrease) Yokohama Higashi–Nippon Rate Amount Loans ＜ outstand
Slide 3: 10.000 Pens _
a 13,3529 13,833.5 482184 10.000 4 Pens _ 1.800 5.000 9711.3 9,973.7 10,239.65 10,4308
Slide 4: Outstanding balance of deposits
① Outstanding balance of deposits ＜ The Bank of Yokohama, Ltd. and The Higashi–Nippon Bank, Limited Combined ＞ (Unit: Billions of Yen) As of September 30, 2015 As of September 30, 2016 Yokohama Higashi–Nippon Yokohama Higashi–Nippon Increase/(Decrease) Yokohama Higashi–Nippon Rate Amount Deposits ＜
Slide 5: Balance of deposit assets for individuals
Balance of deposit assets for individuals ＜ Group Total ＞ (The Bank of Yokohama, Ltd. and The Higashi–Nippon Bank, Limited Combined ＋ Hamagin Tokai Tokyo Securities Co.,Ltd) (Unit: Billions of Yen) As of September 30, 2015 As of September 30, 2016 Yokohama Higashi–Nippon Yokohama Higashi–Nippon Incr
Slide 6: 23377 2273 218.0 2163
100 23377 2273 218.0 2163 208
Slide 7: Consolidated income and claims classification
Unrecoverable or valueless claims (in legal or virtual bankruptcy) Doubtful claims (in possible bankruptcy) Claims in need of special caution ＜ Concordia Financial Group, Ltd. Consolidated ＞ (Unit: Billions of Yen) International Standard [Basel III ］ The foundation internal ratings–based approach As
Slide 8: Standards concerning disclosure of assets
EACH STANDARDS CONCERNING DISCLOSURE OF ASSETS (As of September 30, 2016) [The Bank of Yokohama, Ltd. Non-consolidated] (Unit: Billions of Yen) "Borrowers classification under the self-assessment guidelines" "Claims disclosed under the Financial Revitalization Law " "Risk-managed loans under the Ban
Slide 9: Allowance coverage ratio and total coverage ratio
ALLOWANCE COVERAGE RATIO TOTAL COVERAGE RATIO(As of September 30, 2016) [The Higashi-Nippon Bank, Limited Non-consolidated] (Unit: Billions of Yen) Categories Borrowers classification under the self-assessment guidelines Claims disclosed under the Financial Revitalization Law No categorization Categ
Slide 10: Standards concerning disclosure of assets
EACH STANDARDS CONCERNING DISCLOSURE OF ASSETS (As of September 30, 2016) [The Higashi-Nippon Bank, Limited Non-consolidated] (Unit: Billions of Yen) "Borrowers classification under the self-assessment guidelines" "Claims disclosed under the Financial Revitalization Law " "Risk-managed loans under t
Slide 11: Balance sheet
Call loans 263,285 223,144 Trading assets 12,058 10,816 Loans and bills discounted 10,005,477 10,235,856 Other assets 120,247 149,501 Intangible fixed assets 10,542 10,067 Customers’ liabilities for acceptances and guarantees 49,463 50,884 Total assets 15,135,207 16,060,582 Deposits 12,680,813 12,51
Concordia Financial Group — FY2016 Earnings Presentation on 6ix