Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — H1FY23 Earnings Presentation
17 slides from Tourism Finance Corporation Of India's earnings presentation, 2022
Slide 1: H1FY23 Investor Presentation
H1FY23 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: H1FY23 – Financial Highlights
H1FY23 – Financial Highlights Gross Loan Book (Rs. in cr)# Borrowings (Rs. in cr) Book Value per Share (Rs.) 1,351.24 1,911.00 106.83 101.62 1,450.52 926.40 Sep-22 Sep-21 Sep-22 Sep-21 Sep-22 Sep-21 Gross NPL (%) Net NPL (%) Capital Adequacy Ratio (%) Total CRAR Tier 1 60.28% 59.97% 44.38% 43.87% 0.
Slide 4: H1FY23 – Financial Highlights
H1FY23 – Financial Highlights Profit before provision and tax PAT (Rs. in cr) PBT (Rs. in cr) NIMs (%) (Rs. in cr) 61.29 44.68 53.18 53.70 5.69% 5.78% 42.85 55.70 H1FY23 H1FY22 H1FY23 H1FY22 H1FY23 H1FY22 H1FY23 H1FY22 Return on Loans (%) Cost of Borrowings (%) ROE (%) ROA (%) 9.08% 8.80% 4.26% 12.9
Slide 5: Q2FY23 – Financial Highlights
Q2FY23 – Financial Highlights Profit before provision and tax PAT (Rs. in cr) PBT (Rs. in cr) NIMs (%) (Rs. in cr) 29.81 27.25 21.65 5.69% 5.83% 27.25 19.70 21.70 Q2FY23 Q2FY22 Q2FY23 Q2FY22 Q2FY23 Q2FY22 Q2FY23 Q2FY22 Return on Loans (%) Cost of Borrowings (%) ROE (%) ROA (%) 13.23% 12.79% 9.08% 8.
Slide 6: Profit & Loss Statement – Q2FY23 and H1FY23
Profit & Loss Statement – Q2FY23 and H1FY23 Particulars (Rs. Crs.) Q2FY23 Q2FY22 H1FY23 H1FY22 Income Interest Income 51.10 64.27 108.00 127.81 Interest Expense 22.43 32.04 48.37 63.85 Net Interest Income 28.67 32.23 59.63 63.96 Other Income 6.58 1.45 12.49 3.83 Net Total Income 35.25 33.68 72.12 67
Slide 7: Balance Sheet for H1FY23
Balance Sheet for H1FY23 Particulars (Rs. in Cr.) Sep-22 Sep-21 Particulars (Rs. in Cr.) Sep-22 Sep-21 Assets Liabilities Financial Assets 1,902.57 2,190.58 Cash & Cash Equivalents 80.58 104.89 Financial Liabilities 972.93 1,409.17 Bank balance other than cash & cash equivalents 11.40 27.09 Trade Pa
Slide 8: Credit Rating Reaffirmed
Credit Rating Reaffirmed Rating Agency Rating Amount (Rs. in cr) Rating Action Long Term Bonds Bank Borrowings A Reaffirmed & Outlook revised CARE Outlook: Stable - to Stable from Negative (300.00) (August 2022) AA- Outlook: Negative AA- ACUITE Reaffirmed (NCD - 159.74) Outlook: Negative (April 2022
Slide 9: PAN India presence with Track Record of over Years
PAN India presence with Track Record of over 30 Years
Slide 10: Multiple Project Sanctions
Multiple Project Sanctions Particulars Projects Rs. Crs. PAN India Presence State/Cities # Projects Cumulative Sanctioned 919 12676 Uttar Pradesh 9 Cumulative Disbursement 557 8134 Maharashtra 5 Cumulative Closed 498 6575 Gujarat 5 Cumulative Write-offs 10 108 Rajasthan 5 Outstanding Projects as on
Slide 11: Track record of Consistent Performance
Track record of Consistent Performance
Slide 12: Financial Performance Summary
Financial Performance Summary 2017-18 2018-19 2019-20 2020-21 2021-22 Sep-22 Rs. cr. (Audited) (Audited) (Audited) (Audited) (Audited) (Unaudited) Gross Interest Income 186.18 210.56 240.23 247.61 247.89 108.00 Net Interest Income 80.49 107.25 119.51 117.5 127.85 59.63 Profit before tax 106.98 113.6
Slide 13: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 14: Eminent Board of Directors
Eminent Board of Directors S. Ravi Koppara Sajeeve Thomas G D Mundra Non- Executive Chairman of the Board Director Director S C Sekhar Bapi Munshi Thankom T Mathew Anoop Bali Independent Director Independent Director Independent Director Whole Time Director & CFO 14 Tourism Finance Corporation of In
Slide 15: Key Managerial Personnel
Key Managerial Personnel… • Masters in Business Administration. • Has over 32 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Advisory, etc. • Has expertise
Slide 16: Experienced Team of Professionals
Experienced Team of Professionals Mrs. Charu Singh, President Has over 2 decades of experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors Joined TFCI in 1997 and has contributed across multiple domains viz. cre
Slide 17: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 17
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