Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Q3 FY21 Earnings Presentation
19 slides from Tourism Finance Corporation Of India's earnings presentation, February 2021
Slide 1: Q3 & 9M FY21 Investor Presentation
Q3 & 9M FY21 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by and is the sole responsibility of Tourism Finance Corporation of India Limited (the “Company”). By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offe
Slide 3: 9M FY21 – Financial Highlights
9M FY21 – Financial Highlights Gross Loan Book (Rs. In Crs) # Borrowings (Rs. In Crs) Book Value per Share (Rs.) 1,887 1,989 1,346 1,397 1,839 1,312 93.00 93.02 94.97 Dec-19 Sep-20 Dec-20 Dec-19 Sep-20 Dec-20 Dec-19 Sep-20 Dec-20 Gross NPL (%) * Net NPL (%) * Capital Adequacy Ratio (%) Total CRAR Ti
Slide 4: 9M FY21 – Financial Highlights
9M FY21 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) 442 69 63 5.55% 5.53% 385 9MFY20 9MFY21 9MFY20 9MFY21 9MFY20 9MFY21 Cost of Borrowings & Return on Loans & Advances (%) ROE (Tangible) (%) ROA (%) COB Return on Loans & Advances 12.26% 12.61% 12.40% 4.34% 11.03% 3.73
Slide 5: Q3 FY21 – Financial Highlights
Q3 FY21 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) 200 27 24 5.62% 5.74% 5.96% 22 141 118 Q3FY20 Q2FY21 Q3FY21 Q3FY20 Q2FY21 Q3FY21 Q3FY20 Q2FY21 Q3FY21 Cost of Borrowings & Return on Loans & Advances (%) ROE(Tangible) (%) ROA (%) COB Return on Loans & Advances 12.60
Slide 6: Liquidity Profile
Liquidity Profile 6 Months - Particulars (Rs. Crores) Up to 1 Month 1-2 Months 2-3 Months 3-6 Months 1-3 Years 3-5 Years Over 5 Years 1 Year Total Cash Inflows 125 36 36 147 313 1,081 783 1,599 Total Cash Outflows 61 41 104 223 429 934 627 1,081 Drawings from Bank Lines - - 50 50 120 - - - Cumulativ
Slide 7: MD & CEO’s Comments
MD & CEO’s Comments Commenting on the results and performance, Mr. Anirban Chakraborty, Managing Director said: “The third quarter witnessed a progressive recovery playing out across sectors led by moderation of concerns caused by Covid-19 pandemic, coupled with onset of festive season, driving a re
Slide 8: Profit & Loss Statement – Q3 & 9M FY21
Profit & Loss Statement – Q3 & 9M FY21 Particulars (Rs. Crores) Q3FY21 Q3FY20 YoY Q2FY21 QoQ 9MFY21 9MFY20 YoY Income Interest Income 64.37 60.80 63.74 190.86 176.44 Interest Expense 31.72 31.14 32.37 98.04 88.14 Net Interest Income 32.65 29.66 10.07% 31.37 4.07% 92.82 88.30 5.12% Other Income 6.72
Slide 9: Balance Sheet
Balance Sheet Particulars (Rs. Crores) Dec-20 Dec-19 Particulars (Rs. Crores) Dec-20 Dec-19 Assets Financial Assets 2,180.65 2,089.65 Liabilities Cash & Cash Equivalents 8.18 6.07 Financial Liabilities 1,452.32 1,380.02 Bank balance other than cash & cash equivalents 2.02 2.24 Receivables 0.61 0.46
Slide 10: Credit Rating Reaffirmed
Credit Rating Reaffirmed Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings A+ Reaffirmed CARE Outlook: Negative - (August 2020) (681.50) AA- ACUITE Reaffirmed Outlook: Negative - (November 2020) (300.00) A+ A+ Revalidated Brickwork Outlook: Negative Outlook: Nega
Slide 11: PAN India presence with Track Record of over Years
PAN India presence with Track Record of over 30 Years
Slide 12: Multiple Project sanctions
Multiple Project sanctions Particulars Projects Rs. Crores PAN India Presence State/Cities # Projects Maharashtra 8 Cumulative Sanctioned 914 12,360 Uttar Pradesh 11 Cumulative Disbursement 552 7,749 Gujarat 5 Cumulative Closed 470 5,652 Delhi 6 Madhya Pradesh 9 Cumulative Write-offs 10 108 Haryana
Slide 13: Track record of Consistent Performance
Track record of Consistent Performance
Slide 14: Financial Performance Summary
Financial Performance Summary 2015-16 2016-17 2017-18 2018-19 2019-20 9MFY21 Rs. Crores (Audited) (Audited) (Audited) (Audited) (Audited) (Audited) Disbursements 380.56 487.37 692.98 490.42 483.35 384.73 Profit before tax 75.68 97.02 106.98 113.64 97.45 77.77 Profit after tax 53.61 70.43 77.48 86.25
Slide 15: Eminent Board Experienced Management Team
Eminent Board & Experienced Management Team
Slide 16: Eminent Board of Directors
Eminent Board of Directors Anirban Chakraborty S. Ravi Shyam Maheshwari Koppara Sajeeve Thomas Independent Director Managing Director & CEO Director Director Chairman of the Board Bapi Munshi S C Sekhar Thankom T Mathew Ravinder Kumar Sood Independent Director Independent Director Independent Direct
Slide 17: Key Managerial Personnel…
Key Managerial Personnel… Age: 49 Years Prior Engagement: Deputy CEO of Axis Capital Education & Qualifications: Mr. Chakraborty is a B.Tech from The University of Kolkata and has done his Post Graduate in Financial Management from University of Mumbai. Experience: Headed various divisions in Axis B
Slide 18: …Backed by a Strong Team
…Backed by a Strong Team Mr. Ajit Dash Choudhury, Executive Director ▪ Chartered Accountant having over 2 decades of experience in building and managing businesses across various segments in Banking ▪ Have proven record in handling complex Infrastructure, Manufacturing, Corporate & Structured Financ
Slide 19: Thank You
Thank You Mr. Mandar Kapse / Mr. Abhishek Shah Mr. Anoop Bali E: kapse.mandar@sgapl.net /abhishek.shah@sgapl.net E: ir@tfciltd.com T:+91 9867550004 / +91 9930651660 Website : www.tfciltd.com www.sgapl.net Address: TFCI Limited 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110
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