Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — Q4 FY2022 Earnings Presentation
18 slides from Tourism Finance Corporation Of India's earnings presentation, May 24, 2022
Slide 1: Q4FY22 Investor Presentation
Q4FY22 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by and is the sole responsibility of Tourism Finance Corporation of India Limited (the “Company”). By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offe
Slide 3: FY22 – Financial Highlights
FY22 – Financial Highlights Gross Loan Book (Rs. In Crs) Borrowings (Rs. In Crs) Book Value per Share (Rs.) 1,977 1,364 1,834 1,279 97 103 Mar-21 Mar-22 Mar-21 Mar-22 Mar-21 Mar-22 Gross NPL (%) Net NPL (%) Capital Adequacy Ratio (%) Total CRAR Tier I 3.51% 2.84% 54.60% 53.82% 39.87% 39.33% 0.74% 0.
Slide 4: FY22 – Financial Highlights
FY22 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) 457 81 85 5.77% 5.31% 277 FY21 FY22 FY21 FY22 FY21 FY22 Cost of Borrowings & Return on Loans & Advances (%) ROE (%) ROA (%) COB Return on Loans & Advances 12.34% 12.60% 10.55% 3.85% 9.99% 3.65% 9.05% 8.80% FY21 FY22 FY2
Slide 5: Q4 FY22 – Financial Highlights
Q4 FY22 – Financial Highlights Disbursements (Rs. In Crs) PAT (Rs. In Crs) NIMs (%) 73 76 22 5.92% 18 4.47% Q4FY21 Q4FY22 Q4FY21 Q4FY22 Q4FY21 Q4FY22 Cost of Borrowings & Return on Loans & Advances (%) ROE (%) ROA (%) COB Return on Loans & Advances 12.43% 9.38% 9.78% 4.07% 10.87% 3.30% 9.05% 8.80% Q
Slide 6: Director’s Comments
Director’s Comments Commenting on the results and performance, Mr. Anoop Bali, Whole Time Director & CFO said: "The hospitality business is witnessing steady recovery during the past few months and is likely to reach pre-pandemic levels soon. Hotels, especially in leisure locations, are receiving st
Slide 7: Profit & Loss Statement – Q4 & FY22
Profit & Loss Statement – Q4 & FY22 Particulars (Rs. Crores) Q4FY22 Q4FY21 FY22 FY21 Income Interest Income 59.61 56.75 247.89 247.61 Interest Expense 27.03 32.08 120.04 130.11 Net Interest Income 32.58 24.67 127.85 117.50 Other Income 1.20 2.78 6.42 10.90 Net Total Income 33.78 27.45 134.27 128.40
Slide 8: Balance Sheet
Balance Sheet Particulars (Rs. Crores) Mar-22 Mar-21 Particulars (Rs. Crores) Mar-22 Mar-21 Assets Financial Assets 2,195.35 2,135.63 Liabilities Cash & Cash Equivalents 209.50 16.16 Financial Liabilities 1,305.08 1,390.04 Bank balance other than cash & cash equivalents 1.97 2.01 Receivables 0.14 0.
Slide 9: Credit Rating
Credit Rating Rating Agency Rating Amount (Rs. In Crs) Rating Action Long Term Bonds Bank Borrowings A Downgraded from A+ CARE Outlook: Negative - (September 2021) (631.50) A+ A+ Brickwork Outlook: Negative Reaffirmed Outlook: Negative (June 2021) (791.24) (1,150.00) AA- Outlook: Negative AA- Reaffi
Slide 10: PAN India presence with Track Record of over Years
PAN India presence with Track Record of over 30 Years
Slide 11: Multiple Project sanctions
Multiple Project sanctions Particulars Projects Rs. Crores PAN India Presence State/Cities # Projects Cumulative Sanctioned 917 12,597 Maharashtra 6 Uttar Pradesh 10 Cumulative Disbursement 554 8,099 Gujarat 5 Cumulative Closed 481 6,157 Delhi 2 Cumulative Write-offs 16 108 Madhya Pradesh 8 Haryana
Slide 12: Track record of Consistent Performance
Track record of Consistent Performance
Slide 13: Financial Performance Summary
Financial Performance Summary 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 Rs. Crores (Audited) (Audited) (Audited) (Audited) (Audited) (Audited) Disbursements 487.37 692.98 490.42 483.35 457.27 277.47 Profit before tax 97.02 106.98 113.64 97.45 99.86 107.90 Profit after tax 70.43 77.48 86.25 81.
Slide 14: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 15: Eminent Board of Directors
Eminent Board of Directors S. Ravi Koppara Sajeeve Thomas S C Sekhar Non-Executive Chairman of Board Director Independent Director Bapi Munshi Thankom T Mathew Ravinder Kumar Sood Anoop Bali Independent Director Independent Director Director Whole Time Director & CFO 15 Tourism Finance Corporation o
Slide 16: Our Whole Time Director & CFO
Our Whole Time Director & CFO • Masters in Business Administration. • Has over 30 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Advisory, etc. • Has expert
Slide 17: Experienced Team of Professionals
Experienced Team of Professionals Mrs. Charu Singh, President ▪ Has over 2 decades of experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors ▪ Joined TFCI in 1997 and has contributed across multiple domains viz. cre
Slide 18: Thank You
Thank You Mr. Sanjay Ahuja Mr. Abhishek Shah / Ms. Krunali Shah E: ir@tfciltd.com E: abhishek.shah@sgapl.net / krunali.shah@sgapl.net Website : www.tfciltd.com T:+91 9930651660 / +91 9820987564 www.sgapl.net Address: TFCI Limited 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi
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