Tourism Finance Corporation Of India Limited · NSE:TFCILTD
Tourism Finance Corporation Of India — H1 FY25 Earnings Presentation
19 slides from Tourism Finance Corporation Of India's earnings presentation, 2024
Slide 1: H1FY25 Investor Presentation
H1FY25 INVESTOR PRESENTATION 1
Slide 2: Safe Harbor
Safe Harbor This presentation has been prepared by Tourism Finance Corporation of India Limited (the “Company”) solely for your information. By accessing this presentation, you are agreeing to be bound by the trailing restrictions. This presentation does not constitute or form part of any offer or i
Slide 3: Track Record of Over 35 Years with dominance in Hotel Financing
Track Record of Over 35 Years with dominance in Hotel Financing 3
Slide 4: Key Business Areas
Key Business Areas ➢ Hospitality Financing to remain the thrust area with emphasis on financing commercially viable tourism projects: ― Term loan for Setting-up Hotel, Resort, Motel, Spa/Health Resort, Apartment Hotels, Guest Houses, other approved Lodgings and restaurant chains. ― Term Loan for las
Slide 5: H1 FY25 Profitability & Financial Highlights
H1 FY25 Profitability & Financial Highlights
Slide 6: Financial Performance Highlights – Last 5 years
Financial Performance Highlights – Last 5 years 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 H1 FY24-25 Particulars (Audited) (Audited) (Audited) (Audited) (Audited) (Audited) (Reviewed) Gross Interest Income 210.56 240.23 247.61 247.89 197.20 195.25 102.12 Net Interest Income 107.25 119.51 117.5
Slide 7: Credit Rating
Credit Rating Rating Agency Rating Amount (In Rs. Crs) Rating Action Long Term Bonds Bank Borrowings A+ A+ Reaffirmed ACUITE Outlook: Stable Outlook: Stable (June 2024) NCD’s :- (359.74) (950.00) MLD :- (75.00) A Reaffirmed CARE Outlook: Stable - (August 2024) (175.00) A+ BRICKWORK - Reaffirmed Outl
Slide 8: Portfolio Mix
Portfolio Mix Particulars Projects Rs. In Cr. PAN India Presence Cumulative Sanctioned 1000 15739 Cumulative Disbursement 616 9212 State/Cities AUM (Rs. In Cr.) Cumulative Closed 553 7557 Maharashtra 168.65 Cumulative Write-offs 10 109 Outstanding Projects as on date 53 1547 West Bengal 194.15 Uttar
Slide 9: H1FY25 – Financial Highlights
H1FY25 – Financial Highlights Profit before provision and tax (Rs. Total Income (Rs. in cr) PBT (Rs. in cr) in cr) 242.04 126.47 117.03 8% 14% 21% H1FY25 H1FY24 FY24 PAT (Rs. in cr) Book Value per Share (Rs.) Earning per Share (Rs.) 10.08 5.50 4.77 20% 18% 15% H1FY25 H1FY24 FY24 9 Tourism Finance Co
Slide 10: H1FY25 – Financial Highlights
H1FY25 – Financial Highlights Gross Loan Book (Rs. in cr) Gross Investment Tangible Net Worth (Rs. in cr) 1,588.92 610.02 1,153.18 1,546.56 1,074.85 491.83 934.31 461.18 1,394.33 19% 11% 24% Sep-24 Sep-23 Mar-24 H1FY25 H1FY24 FY24 H1FY25 H1FY24 FY24 Borrowings (Rs. in cr) Return on Loans (%) Capital
Slide 11: H1FY25 – Financial Highlights
H1FY25 – Financial Highlights ROE (%) ROA (%) Cost of Borrowings (%) NIMs (%) Gross NPL (%) Net NPL (%) 11 Tourism Finance Corporation of India
Slide 12: Profit & Loss Statement – H1FY25
Profit & Loss Statement – H1FY25 Particulars (Rs. in Cr.) Q2FY25 Q2FY24 H1FY25 H1 FY24 FY24 Income Interest Income 50.71 44.75 102.12 93.99 195.25 Interest Expense 25.67 26.20 49.59 49.17 100.29 Net Interest Income 25.04 18.55 52.53 44.82 94.96 Other Income 13.92 13.09 24.35 23.04 46.79 Net Total In
Slide 13: Balance Sheet for H1FY25
Balance Sheet for H1FY25 Particulars (Rs. in Cr.) Sep-24 Sep-23 Mar-24 Particulars (Rs. in Cr.) Sep-24 Sep-23 Mar-24 Assets Financial Assets 2,200.34 1,985.03 2,060.78 Liabilities Cash & Cash Equivalents 62.04 108.98 32.10 Financial Liabilities 1,072.77 1,077.46 1,013.92 Bank balance other than cash
Slide 14: Eminent Board & Experienced Management Team
Eminent Board & Experienced Management Team
Slide 15: Eminent Board of Directors
Eminent Board of Directors Mrs. Thankom T Mathew Sh. Ashok Kumar Garg Dr. S. Ravi Sh. Parkash Chand Sh. Bapi Munshi Independent Director Independent Director Non-Executive Chairman Director Independent Director (Non-Independent Director) (Representing LIC) Dr. Mahabaleshwara MS Sh. Deepak Amitabh Sh
Slide 16: Key Managerial Personnel
Key Managerial Personnel… • Masters in Business Administration (Gold Medalist) • Has over 33 years of experience in Credit appraisal, Monitoring & Recovery, NPA/Stressed Asset Management, Legal Matters, Risk Management, Accounts & Finance, Treasury and Resource Management, Corporate Advisory, etc. •
Slide 17: Experienced Team of Professionals
Experienced Team of Professionals Mrs. Charu Singh, President (Credit) ▪ Has over 2 decades of experience in project finance, appraisals & corporate finance functions with focus on tourism, urban infrastructure & manufacturing sectors ▪ Joined TFCI in 1997 and has contributed across multiple domains
Slide 18: Experienced Team of Professionals
Experienced Team of Professionals Mr. Rajiv Singh, Senior Vice President (Finance and Accounts) ▪ Has over 2 decades of experience with listed companies, public financial institution in Company Secretary functions, Accounts Finance, Resource Mobilisation, Banking operations, Risk Management, Treasur
Slide 19: Thank You
Thank You Mr. Sanjay Ahuja, Company Secretary Email id: complianceofficer@tfciltd.com Website : www.tfciltd.com Registered & Corporate Office: 4th Floor, Tower-1 NBCC Plaza, Pushp Vihar Sector 5, Saket, New Delhi 110017 India 19
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