First credit union to go live on MANTL Loan Origination achieves 80% personal loan submission rate, automates membership enrollment, and eliminates document collection for 67% of booked personal loans
PLANO, Texas, July 8, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced The Atlantic Federal Credit Union (The Atlantic FCU) has reduced consumer loan account opening time from as long as two days to just six minutes using MANTL Loan Origination. By bringing consumer lending, membership enrollment, and deposit account opening into a single digital workflow, the credit union has streamlined the borrower experience, accelerated funding, and improved operational efficiency across the organization.
As the first credit union to go live on MANTL Loan Origination, The Atlantic FCU is modernizing consumer lending through intelligent automation and a unified digital experience. In a new case study, the New Jersey-based credit union shares how it embedded membership eligibility and enrollment directly into the loan application process, reduced manual work for employees, increased application completion rates, and simplified the path from application to funding for prospective members across physical and digital banking channels.
With MANTL Loan Origination, The Atlantic FCU transformed its consumer lending experience by:
Unifying and automating membership eligibility verification and creation directly within the loan application process to improve operational efficiency and member experience
Achieving a six-minute average consumer loan account opening time
Achieving an 80% application submission rate for personal loans
Eliminating document collection for 67% of personal loans booked over the last 90 days
Re-engaging 80% of abandoned applications through automated reminder emails
"MANTL Loan Origination is enhancing our lending process by enabling us to deliver a seamless, secure, and fully automated journey for members applying for consumer loans," said Adam Cadmus, chief experience officer at The Atlantic Federal Credit Union. "Today's consumers have more choices than ever, so delivering a frictionless borrowing experience is critical. What we've gained from MANTL is a seamless experience that's designed to minimize the amount of information applicants need to provide and allows us to scale our lending portfolio. By leveraging MANTL for both deposits and loans, we're creating a unified, end-to-end journey that scales our member experience, creates deeper relationships through cross-sell opportunities, and drives institution-wide growth."