Samba Bank LimitedPSX: SBL

Financial Results for the year ended December 31, 2025

· Issued by Samba Bank Limited

Ref # ComSec/Stock-SECP/007/2026 February 18, 2026

The General Manager

Pakistan Stock Exchange Limited

Stock Exchange Building Stock Exchange Road Karachi-74000

sambabank O ii-<>

Subject:

Dear Sir,

ANNOUNCEMENT -

FINANCIAL RESULTS OF THE BANK FOR THE YEAR ENDED DECEMBER 31, 2025

We are pleased to inform you that the Board of Directors ("BoD") of Samba Bank Limited ("SBL"), in its meeting held on Tuesday, February 17, 2026, has approved the financial results of the Bank for the year ended December 31, 2025, and recommended the following:

  1. CASH DIVIDEND

    Nil

  2. BONUS SHARES

  3. RIGHT SHARES
  4. ANY OTHER ENTITLEMENT / CORPORATE ACTION

  5. ANY OTHER PRICE SENSITIVE INFORMATION

    Nil

    The bank's financial statements consist of the following as Annexure A:

    • Statement of Profit and Loss Account

    • Statement of Financial Position

    • Cash Flow Statement

    • Statement of Changes in Equity

The 23'd (Twenty-Third) Annual General Meeting of Samba Bank Limited ("SBL") will be held on Thursday, March 26, 2026, at 12:00 pm (PST) in Islamabad.

Accordingly, the Share Transfer Books of the Bank will remain closed from 20-03-2026 to 26-03-2026 (both days inclusive). Transfer received in order at Bank's Registrar, M/s. FAMCO Share Registration Services (Pvt.) Limited, 8-F, near Hotel Faran, Nursery, Block-6, P.£.C.H.S, Shahrah-e-Faisal, Karachi, up to close of business on 19-03-2026, to be eligible for consideration for the Annual General Meeting.

Page 1 of 2

Head Offlce, sts rloor sidco Avenue Centre, Maulana Deen Muhammad Wafai Road, Karachi.



*92-21 3 246422 | 1111 SAP BA (72622) | www.samba.com.pk

sambabank O it-<>

The Financial Statements of Bank for the year ended December 31, 2025, will be transmitted through PUCARS separately, within the specified time.



Sincerely y urs,

Syed : usnain Shamsi Company Secretary

CC.'

The Director/HOD Surveillance, Supervision and Enforcement Department

Securities & Exchange Commission of Pakistan NIC Building, Jinnah Avenue,

Islamabad.

Head 0 ff ice, St h F|oor SidCo Avenue C entre, Maulana Deen Muh amm ad Wa fai R oad, K arac hi.

•92-21-3824 642Z | 11 11 SAMBA (726a Z) | www.sa mba.com. pk

Page 2 of 2





STATEMENT Or Pnorir cNo Loss<>

FOR BE YEAR ENOED DECEMBER 31. 8025

lac•up/ mum interest e•esnssa



Hou uxAk-uP / iurEResT iucoue



f namnoneenrome lnoomeTCLo*c)M›mdmñvatvat



Net gas / meet on derecognl of financial





uou cxi+n.un /iuteeesz Exeeuses

2024



41 2,060

e0,0ee

365.083

69,069

212,255

31 027





37

za

29

Ijñ,l08 8.01KS33



380





32



2,18e,371 3.661.8B8

33 (643,56¥) (1,75 '.945)



Taxation





727, Z48

850.392

b99 332





The invaded notes T to *7 and Annexures I and II form an integral part of thesa finencial statements.













Pmeldent and

Chief Executive 0t/tcer

Chairman

8AM8A BANK LIMITED

STATEMENT OF FTNANCTAL POSlTlOtJ

AS AT DECMBER 31. ZO2S

Note

2024





Cash erd balances wart aasury banks



6

g632g9O

9,210.303

8alano•s with other banks

7

8â 8Q47

1367,S1

Lendings to finenciel inulitutions

InvcsMents

9

117,$61,510

100,275,430

Advances

10

60,640,403

56,069,867

Property and equipment

11

2.228,667

1,&45.461

Right-of-uee ecsets

12

2.827.¥44

1.655.7g1

Intangioa escets

13

740,036

762.6Z3

Deferred tax assete

14

3,1£g,'93

3,366,502

Other essets

15

7,490,g03

7.932.301

Totsl rota

206,4d0, '7¥

182.485.988

LtABIUTfEG

8 lla qsyable

16

2,410,5Ot

1,791.194



17

52,z06,d53

42.474.223



IB

1t6,g26,707

107.141.7g3



19

3.206.86't

1.892,718



Subordlngted debt

20

4,gg1,000

4.993.000

Other ?bilit+es

21

6,898.574

6.967.875



1 e7, 640,498

165.200,803

NET A66ET8

1g,$0g,262

17 225 186

REPRESENTED BY:



22

10.082,367

10.082.387



3,262,294

3,116.844

Surglua / (del+cit) on revaluation of assels

23

361,Z68

24,309)

Unappoprieted prgf‹t

5.074.343

4,050.26d

18,800, 282

17 225 186

CONTiNGENC¥ES AND COMMITMENTS

24





The annexed notee 1 to 47 and AnnexurgS I end II form an integral pan of these financial statements



President and

Chief Executive OTcer

Director

'SAME BANK LIMITED

CA6H FLOW STATEMENT

FOR TNE YML.ENDED DECEMBER 3 T, 2025



cv shows rnou oneacnuc >c=viTiEs

1.490.719 1,460,8$*'

fi10.664

i I3.*6fi

1.7 S7, S<5

1,fi 09

203, 0 40 ( I.786 137,71•

55 000

(G.g16.49I

32I 049

396,759

I i 1. 45 I

6+3. S54

(9.731

323.150

(16.998)

109.269

31 05fi

30

3o

Credit foce eko•zanca / provieiae end wrile•offs - net 33

Unrealized (gan) / loss on reveIuâl+on of inyestmenta classified as fiVPt 28

2.623.829)

(3, 070 580

^5.523.203

556 75a

1,502.S4 7

5689 7S7

2 J ,TO .4 26

mcreend {decreeae) m ogerotTng IIablIITJee

619.30

9.54 2.7 7e

‹3s J 110)

2 fiB5 88I

15.066.049

2 BBC 0 3

8 5,+0o

‹z.sea.zo4

II 834 207"

TO,606.802

CAgH,FLOW9 FROM INVESTING. ACWV}TIES

‹ 17.I o2.492

60.098 (8d6.287 300,000

39 66•

26â026M

69 069

(645.931

3 5•G

Net,lmesirnenle In aecuntiea cTeaeified es FVOCI

CMH FLOWg'F fiTMAKING ACWvITIES

P. .of donated eebt

cesh And caefi'eaui•senie ât'tne't›erinnirs of Ih'e.yea

EVista of we anns rate changes. on Wah énd cesh equivalents

17.54 9.0 7 j

f618.0791 1,Jz7.683)

1.373.306

40,66d.028

23 788

10.G77.8 44

l26.87 fi.938 j

tz,uoG)

(1.189. 490l

73, 48P

10, 5a8. 400

z3.768

10.504.332

11 951 120 '

The crib notee 1a 47 end.Annexures 'I end II ronn en in rei gen ol these rinanciel statement



Director

Chairman

SAMBA BAf•+I LJMitE 0

ST47 E Y ENT OF CHINGE S i0 EOUiTY







FOR THE YEAP EHDE 0 OE CEMBER 31 202S







7he annexed note s 1 la 4 T and Mne xures i a nd II form an inles ai par! ci II›<se I i1a.- :. sl aternanis





ol Financ iaI Olf*cer P res i‹1e TI and



C hieI E•ecuI we 0 fficer

Dirc ctur Dnector C hain*la'